Wholesale Lender Directory — Broker Lenders & Rankings

Browse wholesale and TPO mortgage lenders for brokers. Ranked volume, advertised programs, headquarters, and source-linked profiles updated regularly.

Directory of 153 wholesale and TPO mortgage lenders for brokers, with attributed rankings, advertised programs, and last-checked dates.

Program categories

• Conventional — Agency-eligible Fannie Mae and Freddie Mac loans delivered through the broker channel.
• FHA — Government-insured FHA purchase, refinance, and streamline products.
• VA — VA purchase, cash-out, and IRRRL products for eligible veterans and service members.
• USDA — USDA Guaranteed Rural Housing loans for eligible rural and suburban properties.
• Jumbo — Loan amounts above conforming limits, including high-balance and super-jumbo tiers.
• Non-QM — Loans outside the QM box: alternative documentation, credit-event, and investor products.
• DSCR — Investor loans qualified on property cash flow rather than borrower income.
• Bank Statement — Self-employed qualification using 12 or 24 months of personal or business bank statements.
• Asset Depletion — Qualification from liquid assets converted to a monthly income stream.
• 1099 Only — Qualification from 1099 income for contractors and commissioned borrowers.
• P&L Only — Self-employed qualification from a CPA- or borrower-prepared profit and loss statement.
• Foreign National — Financing for non-resident borrowers without U.S. credit or income documentation.
• ITIN — Loans for borrowers who file taxes with an Individual Taxpayer Identification Number.
• Fix & Flip — Short-term rehab financing with purchase plus construction holdback.
• Bridge — Short-term interim financing between acquisition and permanent takeout.
• Ground-Up Construction — Financing for new construction from raw or entitled land through completion.
• Construction-to-Perm — One-time-close products that roll construction into permanent financing.
• HELOC — Revolving second-lien lines of credit against home equity.
• Closed-End Second — Fixed-rate second mortgages that leave a low first-lien rate untouched.
• Reverse Mortgage — HECM and proprietary reverse products for borrowers 55+ or 62+.
• Manufactured Housing — Financing for manufactured and modular homes on owned or leased land.
• Renovation — 203(k), HomeStyle, and CHOICERenovation products that finance repairs at closing.
• Portfolio — Balance-sheet products with lender-set guidelines and no agency delivery.
• Commercial — Small-balance commercial real estate financing available to brokers.
• Mixed Use — Properties combining residential units with commercial space.
• Blanket / Portfolio Rental — Single loans secured by multiple rental properties.

All wholesale lenders

• United Wholesale Mortgage — Pontiac, MI (ranked #1)
• Rocket Pro TPO — Detroit, MI (ranked #2)
• Pennymac — Westlake Village, CA (ranked #3)
• Kind Lending, LLC — Santa Ana, CA (ranked #4)
• Newrez LLC — Fort Washington, PA (ranked #5)
• OCMBC, Inc — Irvine, CA (ranked #6)
• Plaza Home Mortgage, Inc. — San Diego, CA (ranked #7)
• Paramount Residential Mortgage Group — Corona, CA (ranked #8)
• Acra Lending — Irvine, CA (ranked #9)
• A&D Mortgage, LLC — Fort Lauderdale, FL (ranked #10)
• CMG Home Loans — San Ramon, CA (ranked #11)
• Orion Lending — Orange, CA (ranked #12)
• theLender — Lake Forest, CA (ranked #13)
• Change Lending — Anaheim, CA (ranked #14)
• NexBank — Dallas, TX (ranked #15)
• Emporium TPO — Frisco, TX (ranked #16)
• First Community Mortgage — Murfreesboro, TN (ranked #17)
• American Heritage Lending — Irvine, CA (ranked #18)
• First National Bank of America — East Lansing, MI (ranked #19)
• Carrington Mortgage Services — Anaheim, CA (ranked #20)
• FundLoans — San Diego, CA (ranked #21)
• Mutual of Omaha Mortgage, Inc. — San Diego, CA (ranked #22)
• Price Mortgage, LLC — Gilbert, AZ (ranked #23)
• FBC Mortgage, LLC — Orlando, FL (ranked #24)
• Ameritrust Mortgage Corp. — Tustin, CA (ranked #25)
• V.I.P. Mortgage, Inc. — Scottsdale, AZ (unranked)
• GMFS Mortgage LLC — Baton Rouge, LA (unranked)
• Angel Oak Mortgage Solutions — Atlanta, GA (unranked)
• Deephaven Mortgage — Charlotte, NC (unranked)
• Verus Mortgage Capital — Washington, DC (unranked)
• LoanStream Mortgage — Irvine, CA (unranked)
• Arc Home — Mount Laurel, NJ (unranked)
• HomeXpress Mortgage — Santa Ana, CA (unranked)
• Champions Funding — Gilbert, AZ (unranked)
• Logan Finance — Parsippany, NJ (unranked)
• Quontic Bank — New York, NY (unranked)
• Oaktree Funding — Chandler, AZ (unranked)
• ClearEdge Lending — Irvine, CA (unranked)
• Newfi Wholesale — Emeryville, CA (unranked)
• Nations Direct Mortgage — Lake Forest, CA (unranked)
• JMAC Lending — Santa Ana, CA (unranked)
• Luxury Mortgage Corp — Stamford, CT (unranked)
• Excelerate Capital — Irvine, CA (unranked)
• Foundation Mortgage — Miami Beach, FL (unranked)
• Griffin Funding — San Diego, CA (unranked)
• Sierra Pacific Mortgage — Folsom, CA (unranked)
• AFR Wholesale — Mount Laurel, NJ (unranked)
• Spring EQ Wholesale — Conshohocken, PA (unranked)
• Symmetry Lending — Atlanta, GA (unranked)
• Figure Lending — New York, NY (unranked)
• Longbridge Financial — Mahwah, NJ (unranked)
• Finance of America Reverse — Plano, TX (unranked)
• Kiavi — San Francisco, CA (unranked)
• Lima One Capital — Greenville, SC (unranked)
• CoreVest Finance — Irvine, CA (unranked)
• Visio Lending — Austin, TX (unranked)
• Velocity Mortgage Capital — Westlake Village, CA (unranked)
• RCN Capital — South Windsor, CT (unranked)
• Anchor Loans — Thousand Oaks, CA (unranked)
• Temple View Capital — Bethesda, MD (unranked)
• Easy Street Capital — Austin, TX (unranked)
• Dominion Financial Services — Baltimore, MD (unranked)
• Constructive Loans — Plano, TX (unranked)
• Renovo Financial — Chicago, IL (unranked)
• Builders Capital — Puyallup, WA (unranked)
• Silver Hill Funding — Coral Gables, FL (unranked)
• Triad Financial Services — Jacksonville, FL (unranked)
• 21st Mortgage Corporation — Knoxville, TN (unranked)
• Cardinal Financial — Charlotte, NC (unranked)
• Provident Funding Associates — Santa Rosa, CA (unranked)
• Flagstar Bank — Hicksville, NY (unranked)
• Union Home Mortgage — Strongsville, OH (unranked)
• Axos Bank — San Diego, CA (unranked)
• Hometown Equity Mortgage (HEM) — Chesterfield, MO (unranked)
• NQM Funding — Fairfield, NJ (unranked)
• Carrington Investor Advantage — Anaheim, CA (unranked)
• Mortgage Equity Partners — Danvers, MA (unranked)
• First Savings Bank Wholesale — Jeffersonville, IN (unranked)
• The Loan Store — Tucson, AZ (unranked)
• Planet Home Lending — Meriden, CT (unranked)
• AmWest Funding — Irvine, CA (unranked)
• Citywide Home Loans — Sandy, UT (unranked)
• Mega Capital Funding — Calabasas, CA (unranked)
• GreenBox Loans — Los Angeles, CA (unranked)
• Northpointe Bank Wholesale — Grand Rapids, MI (unranked)
• Pacific Residential Mortgage — Lake Oswego, OR (unranked)
• WestOne Lending — Costa Mesa, CA (unranked)
• Sunset Equity Funding — Los Angeles, CA (unranked)
• Shellpoint Mortgage Servicing TPO — Greenville, SC (unranked)
• Unlock Technologies — Tempe, AZ (unranked)
• Point — Palo Alto, CA (unranked)
• HomeTrust Mortgage — Houston, TX (unranked)
• Supreme Lending — Dallas, TX (unranked)
• Equity Prime Mortgage — Atlanta, GA (unranked)
• Prosperity Home Mortgage — Chantilly, VA (unranked)
• Midwest Equity Mortgage — Oakbrook Terrace, IL (unranked)
• MiLEND — Atlanta, GA (unranked)
• Solera National Bank — Lakewood, CO (unranked)
• Homepoint successor — The Loan Store partnership — Tucson, AZ (unranked)
• ArcStone Financial — Dallas, TX (unranked)
• Roc360 / Roc Capital — New York, NY (unranked)
• Toorak Capital Partners — Summit, NJ (unranked)
• Boomerang Capital Partners — Mesa, AZ (unranked)
• Longhorn Investments — Dallas, TX (unranked)
• Bancorp Bank Wholesale — Wilmington, DE (unranked)
• Hall Structured Finance — Dallas, TX (unranked)
• CrossCountry Mortgage Wholesale — Cleveland, OH (unranked)
• Click n' Close — Addison, TX (unranked)
• Servbank — Tempe, AZ (unranked)
• Mortgage Solutions Financial — Colorado Springs, CO (unranked)
• Sun West Mortgage Company — Cerritos, CA (unranked)
• Smartfi Home Loans — Tulsa, OK (unranked)
• Guild Mortgage Wholesale — San Diego, CA (unranked)
• Movement Mortgage TPO — Indian Land, SC (unranked)
• AmeriSave Wholesale Mortgage Solutions — Atlanta, GA (unranked)
• Lakeview Loan Servicing / Bayview TPO — Coral Gables, FL (unranked)
• Onity Group (PHH) TPO — West Palm Beach, FL (unranked)
• Cornerstone Capital Bank — Houston, TX (unranked)
• Ridgewood Savings Bank — Queens, NY (unranked)
• Alma Bank — Astoria, NY (unranked)
• Quorum Federal Credit Union — Purchase, NY (unranked)
• Third Federal Savings & Loan — Cleveland, OH (unranked)
• Hancock Mortgage Partners — Houston, TX (unranked)
• Mortgage Financial Services — Flower Mound, TX (unranked)
• LendSure Mortgage Corp. — San Diego, CA (unranked)
• Citadel Servicing Corporation — Irvine, CA (unranked)
• Windsor Mortgage Solutions — Overland Park, KS (unranked)
• Towne Mortgage Company TPO — Troy, MI (unranked)
• Gateway First Bank TPO — Jenks, OK (unranked)
• Freedom Mortgage TPO — Boca Raton, FL (unranked)
• LendingOne — Boca Raton, FL (unranked)
• Park Place Finance — Austin, TX (unranked)
• Genesis Capital — Irvine, CA (unranked)
• Groundfloor Lending — Atlanta, GA (unranked)
• Residential Capital Partners — Dallas, TX (unranked)
• Civic Financial Services — Redondo Beach, CA (unranked)
• Archwest Capital — Irvine, CA (unranked)
• CV3 Financial Services — Irvine, CA (unranked)
• Templeton Financial Services — Newport Beach, CA (unranked)
• REMN Wholesale — Iselin, NJ (unranked)
• First Colony Mortgage TPO — Provo, UT (unranked)
• First Federal Bank TPO — Lake City, FL (unranked)
• Lake Michigan Credit Union Wholesale — Grand Rapids, MI (unranked)
• Bank of England Mortgage Wholesale — England, AR (unranked)
• The Federal Savings Bank Wholesale — Chicago, IL (unranked)
• Huntington Wholesale Mortgage — Columbus, OH (unranked)
• Liberty Reverse Mortgage — Sacramento, CA (unranked)
• Atlantic Bay Mortgage Group Wholesale — Virginia Beach, VA (unranked)
• LoanUnited Wholesale — Boca Raton, FL (unranked)
• MortgageRight Wholesale — Birmingham, AL (unranked)
• GO Mortgage TPO — Columbus, OH (unranked)
• Land Home Financial Services Wholesale — Concord, CA (unranked)
• Loan Simple Wholesale — Centennial, CO (unranked)

Wholesale lender rankings · Methodology