Factual Data on Your Credit Report? Here's Why

Factual Data (a CBCInnovis company) pulls mortgage credit reports. Why the inquiry appears on your report, whether it hurts your score, and what to do.

Category: Credit Vendor

National tri-merge credit and verification provider.

Factual Data provides tri-merge credit reports, verifications, and undisclosed debt monitoring to mortgage lenders. Broadly integrated with major LOS and POS platforms.

Best for

Mid-market IMBs and community banks.

Key capabilities

Headquarters: Loveland, CO

Visit Factual Data (a CBCInnovis company) website

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For loan officers

Factual Data handles your file. We handle the follow-up.

Keep every borrower and referral partner warm while the file moves, without hiring an assistant.

  • Automated follow-up on every lead
  • Realtor partner updates and co-marketing
  • Rate-drop and equity alerts on past clients
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