ICE Encompass — Loan Origination System (LOS)

Encompass, owned by Intercontinental Exchange (ICE) after the Ellie Mae acquisition, is the most widely deployed LOS in U.S. retail and correspondent lendi

Category: Loan Origination System (LOS)

Enterprise LOS used across a large share of U.S. mortgage volume.

Encompass, owned by Intercontinental Exchange (ICE) after the Ellie Mae acquisition, is the most widely deployed LOS in U.S. retail and correspondent lending. It combines loan setup, disclosures, underwriting workflow, closing, and post-closing in a single system, with a large ecosystem of integrated pricing engines, credit vendors, and verification providers. Encompass is typically the right fit for banks, IMBs, and large brokers that need audit-grade compliance, MISMO 3.4 data exchange, and deep investor delivery integrations.

Best for

Mid- to large-size mortgage lenders and brokers that need a compliance-first, integration-heavy platform.

Key capabilities

Common integrations

Optimal Blue, DocMagic, Xactus, Snapdocs, Simplifile

Pricing

Enterprise licensing — request a quote from ICE.

Headquarters: Atlanta, GA

Visit ICE Encompass website