Baltimore, MD housing market data: median home price, year-over-year appreciation, inventory, months of supply, days on market, affordability, and what it mea
Baltimore, MD is currently a warm market. The median sale price sits near $382,000, up 4.2% from a year ago, with roughly 7,158 active listings and 3.1 months of supply. Homes are going under contract in about 29 days on average.
Baltimore, MD is currently a warm market. The median sale price sits near $382,000, up 4.2% from a year ago, with roughly 7,158 active listings and 3.1 months of supply. Homes are going under contract in about 29 days on average.
Affordability remains the binding constraint. At the current national average 30-year fixed rate near 6.42%, the typical payment on a median-priced home in Baltimore, MD runs about $2,451 per month including taxes and insurance, against a median rent near $1,435. That gap is what determines whether purchase conversations in this market start with payment, with price, or with a buydown structure.
Supply is close to balance, with price reductions on about 24% of active listings. Builder incentives are limited, and permits are running near 5,007 annualized units.
For originators, the practical read is this: pre-approval speed and appraisal-gap strategy still win deals here, and Realtor partnerships should emphasize how fast you can turn a fully underwritten approval.
Baltimore, MD currently reads as a warm market with 3.1 months of supply. Balanced is generally considered four to six months, so this market is close to balance.
The median sale price is approximately $382,000 as of 7/24/2026, up 4.2% from a year earlier.
No. Median prices are up about 4.2% year over year, though the pace of appreciation has slowed considerably from the 2021 peak.
The typical down payment on a closed transaction is near $64,115, and the resulting payment at the current national average 30-year fixed rate is roughly $2,451 per month including taxes and insurance. Low-down-payment FHA, VA, and conventional 3% options can materially reduce the cash required.
Our directional 12-month range is +2.6% to +6.0% on median price. Confidence is moderate; the rate path is the dominant variable.
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