Denver, CO housing market data: median home price, year-over-year appreciation, inventory, months of supply, days on market, affordability, and what it means
Denver, CO is currently a balanced market. The median sale price sits near $592,000, down 0.6% from a year ago, with roughly 8,276 active listings and 4 months of supply. Homes are going under contract in about 50 days on average.
Denver, CO is currently a balanced market. The median sale price sits near $592,000, down 0.6% from a year ago, with roughly 8,276 active listings and 4 months of supply. Homes are going under contract in about 50 days on average.
Affordability remains the binding constraint. At the current national average 30-year fixed rate near 6.42%, the typical payment on a median-priced home in Denver, CO runs about $3,957 per month including taxes and insurance, against a median rent near $2,220. That gap is what determines whether purchase conversations in this market start with payment, with price, or with a buydown structure.
Supply is close to balance, with price reductions on about 24% of active listings. Builder incentives are selective, and permits are running near 8,300 annualized units.
For originators, the practical read is this: buyers have negotiating room again, so seller-paid temporary buydowns and closing cost credits are the highest-leverage tools in your kit.
Denver, CO currently reads as a balanced market with 4 months of supply. Balanced is generally considered four to six months, so this market is close to balance.
The median sale price is approximately $592,000 as of 7/24/2026, down 0.6% from a year earlier.
Yes. Median prices are down about 0.6% year over year as inventory has rebuilt and price reductions have become common.
The typical down payment on a closed transaction is near $65,878, and the resulting payment at the current national average 30-year fixed rate is roughly $3,957 per month including taxes and insurance. Low-down-payment FHA, VA, and conventional 3% options can materially reduce the cash required.
Our directional 12-month range is -2.2% to +1.2% on median price. Confidence is moderate; the rate path is the dominant variable.
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