Examination trends, marketing rules, licensing, and state enforcement. Original LoanOfficer.ai summaries of publicly reported stories, each naming and linking
Examination trends, marketing rules, licensing, and state enforcement.
State regulators increase examination activity on licensing and supervision — State examination coverage has reported more attention to branch supervision, remote work arrangements, and whether sponsored originators are operating from properly licensed locations. Several states have clarified expectations for remote origination. (Conference of State Bank Supervisors)
AI governance frameworks take shape inside mortgage compliance teams — Compliance coverage describes lenders formalizing AI governance — documented model inventories, human review requirements for adverse actions, and template approval workflows for AI-generated borrower communication. (Mortgage Bankers Association)