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The lender’s early move may give loan officers another conventional option for borrowers sitting above existing conforming caps.
CrossCountry Mortgage has raised its conforming loan limit to $845,000 ahead of the Federal Housing Finance Agency’s official announcement, HousingWire reported on Sept. 10, 2026. The increase is aimed at giving more high-balance borrowers access to conventional lending options before the government-sponsored enterprise limits are formally updated.
For producing loan officers, the practical point is simple: some borrowers who looked jumbo by loan amount may now be worth re-checking for conventional execution through CrossCountry Mortgage. But the official FHFA conforming loan limit has not been confirmed in the supplied source, and the $845,000 figure should not be treated as an agency-wide limit until FHFA says so.