Foreclosure Auctions Reach a Post-Pandemic Peak, HousingWire Reports

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The pickup matters for loan officers because newer production is showing up in foreclosure auction activity at a meaningful share.

Foreclosure auctions rose 25% over the past year and reached a post-pandemic peak, according to a HousingWire article published October 23, 2026. The report also said mortgages originated in 2022 or later accounted for 46% of all foreclosure auction activity in the third quarter.

That matters for mortgage professionals because the distress showing up at auction is not limited to older legacy loans. A meaningful portion is tied to more recent originations, which should get the attention of loan officers, servicers, referral partners and lender leaders watching borrower performance after the sharp market reset of the past few years.

Key takeaways

• HousingWire reported that foreclosure auctions are up 25% over the past year and have reached a post-pandemic peak.
• Mortgages originated in 2022 or later represented 46% of all foreclosure auction activity in the third quarter.
• The supplied summary does not confirm the total number of auctions, the underlying dataset, or geographic breakdowns.
• For loan officers, the signal is not broad panic; it is a reminder to stay close to recent borrowers who may be under payment pressure.

Sources

• HousingWire — Foreclosure auctions, up 25% in the past year, hit a post-pandemic peak

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