★ Add LoanOfficer.ai as a preferred source on Google
The report gives loan officers a more nuanced buyer message: price relief is showing up, but motivated buyers still need to be ready to move.
July 2026 housing market trends from Realtor.com Research show asking prices fell for a ninth straight month, even as homes sold a bit faster than a year ago. The July data, published August 3, 2026, also showed pending sales rising for an eighth consecutive month.
For mortgage professionals, that is a useful but mixed signal. Buyers may be getting some relief from list prices, but the market is still moving fast enough that preapprovals, documentation, and offer timing matter.