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The ruling keeps the commission lawsuit settlement on track for now, giving loan officers a clearer read on the purchase-market rules agents are operating under.
The NAR settlement cleared a key appellate hurdle on Aug. 19, when the Eighth Circuit Court of Appeals upheld the final approval of the National Association of Realtors commission lawsuit settlement, according to HousingWire. The final approval had been granted in November 2024, and the appellate court’s decision affirms that approval for now.
The decision matters for mortgage professionals because the commission litigation has been tied closely to how real estate agents structure buyer representation, compensation discussions, and purchase-contract conversations. Parties still have two weeks from Aug. 19 to seek rehearing, so loan officers should treat this as an affirmed settlement with a short remaining procedural window, not as the end of every possible court filing.