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Servicers may have more room to contact borrowers who could qualify for mortgage insurance removal, which can create borrower-service opportunities and retention conversations.
PMI cancellation is getting new attention after FHFA opened the door for Fannie Mae servicers to proactively contact borrowers who may qualify for mortgage insurance removal, according to a Sept. 15, 2026 report from HousingWire. The policy shift aligns Fannie Mae with Freddie Mac, where companies are already allowed to make that type of borrower outreach.
The move matters for loan officers because PMI removal is one of those practical homeowner issues that can affect monthly payment conversations, retention strategy and borrower trust. HousingWire also reported that Pulte is pushing mortgage insurance cuts, though the supplied source does not confirm additional details about any broader changes beyond the servicer outreach policy.