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The decision keeps federal referral-fee allegations alive, giving mortgage teams another reminder to tighten how they document real estate and settlement-service relationships.
The Veterans United RESPA lawsuit was narrowed after a Missouri judge dismissed state consumer claims but allowed RESPA kickback allegations to move forward, HousingWire reported on Aug. 21, 2026. The ruling keeps federal Real Estate Settlement Procedures Act claims alive while removing at least some state-law consumer allegations from the case.
For mortgage professionals, the practical point is straightforward: this is still litigation, not a final liability finding, but RESPA referral allegations are serious enough to survive this stage of the case. Any lender, broker, loan officer, real estate agent, or referral partner with marketing arrangements, co-marketing activity, or settlement-service relationships should be paying attention.