Retail Mortgage Lender Directory & Rankings 2026

Compare 100 retail mortgage lenders, brokerages, banks and builder shops — sponsored MLO counts, comp models, platform strengths and watch-outs, each sourced.

In this section

  • Rocket Mortgage for Loan Officers — Rocket Mortgage (Retail IMB / direct-to-consumer, Detroit, MI): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • CrossCountry Mortgage for Loan Officers — CrossCountry Mortgage (Retail IMB (branch P&L), Cleveland, OH): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Rate (formerly Guaranteed Rate) for Loan Officers — Rate (formerly Guaranteed Rate) (Retail IMB, Chicago, IL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Fairway Independent Mortgage for Loan Officers — Fairway Independent Mortgage (Retail IMB (branch), Madison, WI): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Guild Mortgage for Loan Officers — Guild Mortgage (Retail IMB (branch), San Diego, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Movement Mortgage for Loan Officers — Movement Mortgage (Retail IMB (branch), Indian Land, SC): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • NEXA Mortgage for Loan Officers — NEXA Mortgage (Mortgage broker (largest US brokerage), Chandler, AZ): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • loanDepot for Loan Officers — loanDepot (Retail IMB + call center, Irvine, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Cardinal Financial for Loan Officers — Cardinal Financial (Retail IMB, Charlotte, NC): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Veterans United Home Loans for Loan Officers — Veterans United Home Loans (VA-focused IMB, Columbia, MO): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • American Pacific Mortgage (APM) for Loan Officers — American Pacific Mortgage (APM) (Retail IMB (branch P&L), Roseville, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO coun
  • CMG Home Loans for Loan Officers — CMG Home Loans (Retail IMB + wholesale, San Ramon, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Churchill Mortgage for Loan Officers — Churchill Mortgage (Retail IMB, Brentwood, TN): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • New American Funding for Loan Officers — New American Funding (Retail IMB + TPO, Tustin, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Barrett Financial Group for Loan Officers — Barrett Financial Group (Mortgage broker, Gilbert, AZ): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Edge Home Finance for Loan Officers — Edge Home Finance (Mortgage broker, Fort Myers, FL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Loan Factory for Loan Officers — Loan Factory (Mortgage broker (tech-forward), Houston, TX): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • C2 Financial Corp for Loan Officers — C2 Financial Corp (Mortgage broker, San Diego, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Motto Mortgage for Loan Officers — Motto Mortgage (Broker franchise (RE/MAX-affiliated), Denver, CO): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Fifth Third Mortgage for Loan Officers — Fifth Third Mortgage (Bank mortgage division, Cincinnati, OH): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • US Bank Home Mortgage for Loan Officers — US Bank Home Mortgage (Bank, Minneapolis, MN): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Chase Home Lending for Loan Officers — Chase Home Lending (Bank, New York, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Truist Mortgage for Loan Officers — Truist Mortgage (Bank, Charlotte, NC): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Citizens Bank Home Mortgage for Loan Officers — Citizens Bank Home Mortgage (Bank, Providence, RI): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Regions Mortgage for Loan Officers — Regions Mortgage (Bank, Birmingham, AL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Flagstar Bank for Loan Officers — Flagstar Bank (Bank + TPO, Hicksville, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Wells Fargo Home Lending for Loan Officers — Wells Fargo Home Lending (Bank, San Francisco, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Bank of America Home Loans for Loan Officers — Bank of America Home Loans (Bank, Charlotte, NC): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • M&T Bank for Loan Officers — M&T Bank (Bank, Buffalo, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • PNC Bank Mortgage for Loan Officers — PNC Bank Mortgage (Bank, Pittsburgh, PA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • First Horizon Mortgage for Loan Officers — First Horizon Mortgage (Bank, Memphis, TN): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Wintrust Mortgage for Loan Officers — Wintrust Mortgage (Bank mortgage division, Rosemont, IL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Old National Bank Mortgage for Loan Officers — Old National Bank Mortgage (Bank, Evansville, IN): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Third Federal Savings for Loan Officers — Third Federal Savings (Thrift portfolio lender, Cleveland, OH): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Navy Federal Credit Union for Loan Officers — Navy Federal Credit Union (Credit union, Vienna, VA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Mortgage Right for Loan Officers — Mortgage Right (Broker/banker hybrid, branch model, Birmingham, AL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Empire Home Loans for Loan Officers — Empire Home Loans (Mortgage broker, Sacramento, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Future Home Loans for Loan Officers — Future Home Loans (Broker/banker, Jacksonville Beach, FL): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • E Mortgage Capital for Loan Officers — E Mortgage Capital (Mortgage broker, Irvine, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Clear Rate Mortgage for Loan Officers — Clear Rate Mortgage (Broker/banker, Detroit, MI): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Simplist Mortgage for Loan Officers — Simplist Mortgage (Broker (tech platform), New York, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Morty for Loan Officers — Morty (Broker platform (LO-in-a-box), New York, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Own Up for Loan Officers — Own Up (Broker / marketplace, Boston, MA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Cornerstone Home Lending for Loan Officers — Cornerstone Home Lending (Retail IMB, Houston, TX): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Supreme Lending for Loan Officers — Supreme Lending (Retail IMB (branch), Dallas, TX): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Academy Mortgage for Loan Officers — Academy Mortgage (Retail IMB (branch), Draper, UT): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Primary Residential Mortgage (PRMI) for Loan Officers — Primary Residential Mortgage (PRMI) (Retail IMB (branch), Salt Lake City, UT): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO
  • Prosperity Home Mortgage for Loan Officers — Prosperity Home Mortgage (Retail IMB (realty JV), Chantilly, VA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Atlantic Bay Mortgage Group for Loan Officers — Atlantic Bay Mortgage Group (Retail IMB, Virginia Beach, VA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Bell Bank Mortgage for Loan Officers — Bell Bank Mortgage (Bank-owned mortgage division, Fargo, ND): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Waterstone Mortgage for Loan Officers — Waterstone Mortgage (Bank-owned IMB, Pewaukee, WI): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Alcova Mortgage for Loan Officers — Alcova Mortgage (Retail IMB, Roanoke, VA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • NFM Lending for Loan Officers — NFM Lending (Retail IMB, Linthicum, MD): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Nations Lending for Loan Officers — Nations Lending (Retail IMB (branch), Independence, OH): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Pennymac for Loan Officers — Pennymac (IMB + wholesale (Broker Direct), Westlake Village, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Newrez for Loan Officers — Newrez (IMB + wholesale, Fort Washington, PA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Planet Home Lending for Loan Officers — Planet Home Lending (IMB + correspondent, Meriden, CT): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Provident Funding for Loan Officers — Provident Funding (Retail + wholesale (low-cost), Burlingame, CA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • AmeriSave Mortgage for Loan Officers — AmeriSave Mortgage (Direct-to-consumer IMB, Atlanta, GA): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.
  • Better Mortgage for Loan Officers — Better Mortgage (Direct-to-consumer fintech, New York, NY): comp model, platform strengths, watch-outs, footprint and sourced sponsored MLO count.