Side-by-side mortgage loan comparison. Compare rates, payments, total interest, and break-even across up to 4 scenarios. Built for loan officer websites.
Compare up to 4 loan scenarios side by side — clearly.
Rates, payments, total interest, break-even months, and long-term cost. The tool that turns 'I'm shopping' into 'I understand — let's do this'.
The Mortgage Loan Comparison Tool lets a borrower or loan officer compare up to four scenarios side by side — 30-year vs 15-year, Conventional vs FHA, current vs proposed refi, buy points or don't. It shows rate, payment, total interest paid, break-even months (for refis or points), and long-term cost visually.
Embeddable on your website with lead capture, or used as a live tool during borrower conversations to explain trade-offs.
The hardest part of a mortgage conversation is helping a borrower understand trade-offs. 'Should I buy points?' 'Should I do 15 or 30?' 'Should I refi?' A great comparison tool makes the math visual and obvious — which builds trust and shortens sales cycles.
Different rates, terms, down payments, or points.
Payments, total interest, break-even, and long-term cost.
Curves show total interest paid over time.
The tool highlights the best-fit scenario based on borrower priorities.
Borrower can request a proposal — the scenario locks into the CRM.
Compare more than the industry-standard two.
Monthly payment, total interest, and total cost per scenario.
For refis or point-buying, months to break even on closing costs.
Line chart of remaining balance and cumulative interest per scenario.
Highlights best-fit based on borrower time horizon.
30 vs 20 vs 15 vs 10 side by side.
Conventional vs FHA vs VA vs Jumbo trade-offs.
Real all-in comparison including PMI and estimated closing costs.
Borrower gets a branded summary with your logo and NMLS.
Request-a-quote button routes to the CRM with the exact scenario attached.
Use live on rate calls — walk borrowers through 15 vs 30 or buying points in real time.
Give every officer a great educational tool that builds trust and shortens sales cycles.
Embed on realtor buyer education pages — deep engagement + lead capture.
Send a scenario comparison PDF as a follow-up to any rate call.
Standardize the education experience across every officer's website.
Borrowers who understand trade-offs decide faster.
A great comparison tool positions you as an educator, not just a seller.
Request-a-quote button on every comparison turns curiosity into a CRM record.
Interactive tools dramatically increase time-on-page — a strong SEO signal.
Up to four side by side.
Yes — closing costs are factored and break-even months are displayed prominently.
Yes. Conventional vs FHA vs VA vs Jumbo — with PMI/MIP/funding fee properly modeled.
Yes — branded to you with logo, headshot, and NMLS.
Yes, fully responsive.
Yes — one line of HTML.
Yes. Every scenario has a 'request a proposal' button that routes the exact scenario to your CRM.
Yes — the tool highlights best-fit based on borrower time horizon (short-term vs long-term).
Yes. Loan officers regularly use the comparison tool as a live teaching aid on rate calls.
Most calculators show one scenario at a time. This one shows four side by side with break-even, program trade-offs, and a recommendation.
Yes — the $1 for 14-Day Trial gives you full access to the Mortgage Comparison Tool plus every other tool in LoanOfficer.ai. No credit-card surprises, no locked features.
No. Onboarding is white-glove — our team configures the tool, connects it to your CRM and calendar, and hands you a working setup. Most loan officers are live in under a week.
Yes. Every embeddable LoanOfficer.ai tool ships as a lightweight snippet that drops into WordPress, Wix, Squarespace, HubSpot, Webflow, or a custom site with one line of HTML.
All borrower data is encrypted in transit (TLS 1.3) and at rest. Access is role-based and audit-logged. LoanOfficer.ai is built for regulated mortgage teams — not a generic marketing tool.