Online Mortgage Pre-Approval Form

Online mortgage pre-approval form with soft-pull credit, LOS handoff, and instant AI response. TCPA-compliant, mobile-first, embed anywhere.

Online Mortgage Pre-Approval Form

Get pre-approvals done — from your website, in minutes.

Progressive online pre-approval intake with soft-pull credit, income/assets capture, LOS handoff, and instant AI response. TCPA-safe and mobile-first.

What is the Pre-Approval Form?

The Online Pre-Approval Form is a full pre-approval intake experience for your website. Borrowers enter goals, property info, income and assets, and (optionally) authorize a soft-pull credit check — all through a mobile-first progressive form. The result: a real pre-approval package that lands in your CRM and hands off cleanly to your LOS.

Unlike a generic contact form, this one captures the fields underwriters actually need — with TCPA-safe consent and audit-ready timestamps.

The typical mortgage pre-approval starts with a phone call, an email chase, then another call. This tool compresses that into a single online session — and does it while the borrower's intent is at its peak.

How it works

Borrower starts the form

Progressive multi-step wizard — mobile-first design.

Goal & property captured

Purchase vs refi, price range, timing, state.

Income & assets

Employment, monthly income, liquid assets — the fields underwriters actually need.

Optional soft-pull credit

TCPA-safe soft pull — no hard inquiry, borrower stays in control.

AI follow-up + LOS handoff

Package hits your CRM. AI reaches out in under 60 seconds. Data flows to Arive / LendingPad / Byte.

Key features

Progressive multi-step wizard

Break long intake into digestible steps.

Mortgage-specific fields

Goal, property, income, assets, liabilities — what underwriters need.

Soft-pull credit (optional)

TCPA-safe soft inquiry — no hard hit, no borrower fear.

TCPA consent capture

Consent, timestamp, IP, user agent.

Mobile-first design

Big tap targets, minimal typing, ID capture optional.

Auto-save & resume

Borrower can leave and come back later.

LOS handoff

Data flows to Arive, LendingPad, Byte, and others via native integration.

Instant AI response

AI opens conversation within 60 seconds.

Branded to you

Logo, headshot, NMLS.

Compliance-ready

Required disclosures, state-aware licensing text.

Who is this for?

Independent Loan Officer

Turn your website into an actual pre-approval intake engine — not just a lead form.

Mortgage Broker

Standardize pre-approval intake across every officer in the firm.

Realtor Partner

Realtors send buyers a co-branded pre-approval link — the entire package routes to the paired LO.

Call Center

Warm leads from paid traffic complete pre-approval intake before the LO ever picks up the phone.

Loan Assistant

Full pre-approval package hits the CRM ready for LO review — no re-typing.

Benefits

Real intake — not another form

Fields the underwriter needs — not just 'name, email, phone'.

<60s — AI response

Every submission gets a real reply from the AI Assistant within a minute.

LOS-ready — handoff

Data flows to Arive, LendingPad, and Byte automatically.

TCPA-safe — consent trail

Audit-ready timestamps, IP, and user agent captured.

LoanOfficer.ai vs Generic Website Forms

  • Mortgage-specific intake fields: Yes — No
  • Soft-pull credit option: Yes — No
  • TCPA consent language: Built-in — Manual
  • LOS handoff: Native — No
  • AI response < 60s: Yes — No
  • Auto-save & resume: Yes — Rare

FAQ

Does the form pull credit?

Optionally — with a TCPA-compliant soft pull that doesn't affect the borrower's credit score. Hard pulls happen later in the LOS.

Is it TCPA-compliant?

Yes. Every submission captures consent language, timestamp, IP, and user agent — audit-ready.

Does it integrate with my LOS?

Yes. Native integration with Arive, LendingPad, Byte, Encompass, and others via native connectors or Zapier.

Can borrowers save and resume?

Yes — auto-save on the device so borrowers can pause mid-form.

Is it mobile-friendly?

Yes, mobile-first with big tap targets and optional camera ID capture.

What happens after submission?

The package hits the CRM instantly, the AI Assistant opens a conversation within 60 seconds, and the data can flow to your LOS.

Can I customize the fields?

Yes. Every field is editable and conditional logic lets you show different steps for purchase vs refi.

Is it branded to me?

Yes — logo, headshot, NMLS, and colors.

Can I embed on any website?

Yes — one line of HTML.

How is this different from a HubSpot form?

HubSpot is generic. This form captures the fields underwriters actually need, handles TCPA consent, offers optional soft-pull credit, and hands off directly to your LOS.

Is the Pre-Approval Form included in the $1 trial?

Yes — the $1 for 14-Day Trial gives you full access to the Pre-Approval Form plus every other tool in LoanOfficer.ai. No credit-card surprises, no locked features.

Do I need to be technical to set it up?

No. Onboarding is white-glove — our team configures the tool, connects it to your CRM and calendar, and hands you a working setup. Most loan officers are live in under a week.

Will it work on my existing website?

Yes. Every embeddable LoanOfficer.ai tool ships as a lightweight snippet that drops into WordPress, Wix, Squarespace, HubSpot, Webflow, or a custom site with one line of HTML.

Is my data secure?

All borrower data is encrypted in transit (TLS 1.3) and at rest. Access is role-based and audit-logged. LoanOfficer.ai is built for regulated mortgage teams — not a generic marketing tool.