Builders Capital commercial wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Builders Capital (Puyallup, WA) advertises Commercial lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Builders Capital is headquartered in Puyallup, WA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced commercial lending when we last checked them on 2026-07-26, alongside 2 other advertised product types in this directory. Builders Capital does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Small-balance commercial financing sized on property debt service coverage with recourse and reserve terms set per deal. In the wholesale channel this product type is commonly written from a 640 minimum FICO up to 75% LTV, on loan amounts between $150K and $10M. Accepted documentation typically includes dscr / cash flow, no ratio, with investment property occupancy and 5+ unit / multifamily, mixed use, land / ground-up property types in scope. Those parameters describe the channel, not Builders Capital's own matrix — pull the current guideline from the lender before you quote.
Builders Capital's own positioning notes are: Construction draw management. Those are lender-published claims, checked 2026-07-26. What matters on a commercial submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Builders Capital directly, and none of them are published here.
Yes. Builders Capital's public broker materials referenced commercial lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Builders Capital, not by this directory — start at its builders capital official website and confirm current requirements.
Builders Capital does not publish its commercial matrix on a public page, so this profile shows the channel-typical structure instead: a 640 minimum score and leverage up to 75% LTV. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $150K and $10M, using dscr / cash flow, no ratio documentation on investment property occupancy. Builders Capital may sit tighter or looser than that range on any single field.
From Builders Capital directly — its builders capital official website is linked in every source column on this page. Builders Capital does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Builders Capital lender profile · All Commercial wholesale lenders · Program search · Wholesale lender rankings