UMortgage (Not published by the lender) advertises Conventional lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: UMortgage advertises Conventional lending on its public broker materials — source: UMortgage official website, checked 2026-08-07 (lender published, confidence high)
Headquarters: Not published by the lender — source: UMortgage official website, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: UMortgage official website, checked 2026-08-07 (lender published, confidence medium)
How the product is structured: Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. — source: Conventional channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
UMortgage does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced conventional lending when we last checked them on 2026-08-07, alongside 0 other advertised product types in this directory. UMortgage does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 97% LTV, on loan amounts between $50K and $807K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, manufactured property types in scope. Those parameters describe the channel, not UMortgage's own matrix — pull the current guideline from the lender before you quote.
UMortgage conventional questions brokers ask
Does UMortgage offer conventional loans to mortgage brokers?
Yes. UMortgage's public broker materials referenced conventional lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by UMortgage, not by this directory — start at its umortgage official website and confirm current requirements.
What FICO and LTV should I expect on a conventional file at UMortgage?
UMortgage does not publish its conventional matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 97% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to conventional lending?
In the wholesale channel this product is generally written between $50K and $807K, using full doc documentation on primary residence, second home, investment property occupancy. UMortgage may sit tighter or looser than that range on any single field.
Where do I get UMortgage's actual conventional guidelines?
From UMortgage directly — its umortgage official website is linked in every source column on this page. UMortgage does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.