United Wholesale Lending Conventional wholesale program
United Wholesale Lending (Not published by the lender) advertises Conventional lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: United Wholesale Lending advertises Conventional lending on its public broker materials — source: United Wholesale Lending broker portal, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: United Wholesale Lending broker portal, checked 2026-08-07 (lender published, confidence medium)
How the product is structured: Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. — source: Conventional channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
United Wholesale Lending does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced conventional lending when we last checked them on 2026-08-07, alongside 1 other advertised product type in this directory. United Wholesale Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 97% LTV, on loan amounts between $50K and $807K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, manufactured property types in scope. Those parameters describe the channel, not United Wholesale Lending's own matrix — pull the current guideline from the lender before you quote.
United Wholesale Lending conventional questions brokers ask
Does United Wholesale Lending offer conventional loans to mortgage brokers?
Yes. United Wholesale Lending's public broker materials referenced conventional lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by United Wholesale Lending, not by this directory — start at its united wholesale lending broker portal and confirm current requirements.
What FICO and LTV should I expect on a conventional file at United Wholesale Lending?
United Wholesale Lending does not publish its conventional matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 97% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to conventional lending?
In the wholesale channel this product is generally written between $50K and $807K, using full doc documentation on primary residence, second home, investment property occupancy. United Wholesale Lending may sit tighter or looser than that range on any single field.
Where do I get United Wholesale Lending's actual conventional guidelines?
From United Wholesale Lending directly — its united wholesale lending broker portal is linked in every source column on this page. United Wholesale Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Other programs United Wholesale Lending advertises