FundLoans dscr wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
FundLoans (San Diego, CA) advertises DSCR lending to mortgage brokers, ranked #21 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
FundLoans is headquartered in San Diego, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced dscr lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. FundLoans also has $839M in wholesale production reported for 2024, placing it #21 in the ranking we reference.
Qualification from the subject property's rent-to-payment ratio instead of borrower income, typically allowing LLC vesting and prepay buydown options. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 80% LTV, on loan amounts between $75K and $3M. Accepted documentation typically includes dscr / cash flow, no ratio, with investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not FundLoans's own matrix — pull the current guideline from the lender before you quote.
FundLoans's own positioning notes are: Super-jumbo non-QM; High loan amounts. Those are lender-published claims, checked 2026-07-26. What matters on a dscr submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from FundLoans directly, and none of them are published here.
Yes. FundLoans's public broker materials referenced dscr lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by FundLoans, not by this directory — start at its fundloans official website and confirm current requirements.
FundLoans does not publish its dscr matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 80% LTV. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $75K and $3M, using dscr / cash flow, no ratio documentation on investment property occupancy. FundLoans may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $839M for 2024 and placed FundLoans at #21. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
FundLoans lender profile · All DSCR wholesale lenders · Program search · Wholesale lender rankings