Mega Capital Funding dscr wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Mega Capital Funding (Calabasas, CA) advertises DSCR lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Mega Capital Funding is headquartered in Calabasas, CA and publishes a publishes a multi-state broker footprint broker footprint. Its public broker materials referenced dscr lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. Mega Capital Funding does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Qualification from the subject property's rent-to-payment ratio instead of borrower income, typically allowing LLC vesting and prepay buydown options. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 80% LTV, on loan amounts between $75K and $3M. Accepted documentation typically includes dscr / cash flow, no ratio, with investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Mega Capital Funding's own matrix — pull the current guideline from the lender before you quote.
Yes. Mega Capital Funding's public broker materials referenced dscr lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Mega Capital Funding, not by this directory — start at its mega capital funding official website and confirm current requirements.
Mega Capital Funding does not publish its dscr matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 80% LTV. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $75K and $3M, using dscr / cash flow, no ratio documentation on investment property occupancy. Mega Capital Funding may sit tighter or looser than that range on any single field.
From Mega Capital Funding directly — its mega capital funding official website is linked in every source column on this page. Mega Capital Funding does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Mega Capital Funding lender profile · All DSCR wholesale lenders · Program search · Wholesale lender rankings