Sharestates DSCR Program

Sharestates DSCR wholesale program

Sharestates (Not published by the lender) advertises DSCR lending to mortgage brokers. Last checked 2026-08-07.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Sharestates does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced dscr lending when we last checked them on 2026-08-07, alongside 1 other advertised product type in this directory. Sharestates does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Qualification from the subject property's rent-to-payment ratio instead of borrower income, typically allowing LLC vesting and prepay buydown options. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 80% LTV, on loan amounts between $75K and $3M. Accepted documentation typically includes dscr / cash flow, no ratio, with investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Sharestates's own matrix — pull the current guideline from the lender before you quote.

Sharestates dscr questions brokers ask

Does Sharestates offer dscr loans to mortgage brokers?

Yes. Sharestates's public broker materials referenced dscr lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Sharestates, not by this directory — start at its sharestates broker portal and confirm current requirements.

What FICO and LTV should I expect on a dscr file at Sharestates?

Sharestates does not publish its dscr matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 80% LTV. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to dscr lending?

In the wholesale channel this product is generally written between $75K and $3M, using dscr / cash flow, no ratio documentation on investment property occupancy. Sharestates may sit tighter or looser than that range on any single field.

Where do I get Sharestates's actual dscr guidelines?

From Sharestates directly — its sharestates broker portal is linked in every source column on this page. Sharestates does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Sharestates advertises

Other lenders with dscr programs

Sharestates lender profile · All DSCR wholesale lenders · Program search · Wholesale lender rankings