Groundfloor Lending Fix & Flip Broker Portal & Guidelines

Groundfloor Lending Fix & Flip wholesale program

Groundfloor Lending (Atlanta, GA) advertises Fix & Flip lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Groundfloor Lending is headquartered in Atlanta, GA and publishes a publishes a multi-state broker footprint broker footprint. Its public broker materials referenced fix & flip lending when we last checked them on 2026-07-26, alongside 2 other advertised product types in this directory. Groundfloor Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Short-term interest-only rehab financing with a purchase advance plus a construction holdback drawn on inspection. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 90% LTV, on loan amounts between $75K and $3M. Accepted documentation typically includes no ratio, asset only, with investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Groundfloor Lending's own matrix — pull the current guideline from the lender before you quote.

Groundfloor Lending's own positioning notes are: Renovation and investor lending. Those are lender-published claims, checked 2026-07-26. What matters on a fix & flip submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Groundfloor Lending directly, and none of them are published here.

Groundfloor Lending fix & flip questions brokers ask

Does Groundfloor Lending offer fix & flip loans to mortgage brokers?

Yes. Groundfloor Lending's public broker materials referenced fix & flip lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Groundfloor Lending, not by this directory — start at its groundfloor lending official website and confirm current requirements.

What FICO and LTV should I expect on a fix & flip file at Groundfloor Lending?

Groundfloor Lending does not publish its fix & flip matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 90% LTV. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to fix & flip lending?

In the wholesale channel this product is generally written between $75K and $3M, using no ratio, asset only documentation on investment property occupancy. Groundfloor Lending may sit tighter or looser than that range on any single field.

Where do I get Groundfloor Lending's actual fix & flip guidelines?

From Groundfloor Lending directly — its groundfloor lending official website is linked in every source column on this page. Groundfloor Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Groundfloor Lending advertises

Other lenders with fix & flip programs

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