Simplify Home Loans Fix & Flip Program

Simplify Home Loans Fix & Flip wholesale program

Simplify Home Loans (Not published by the lender) advertises Fix & Flip lending to mortgage brokers. Last checked 2026-08-07.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Simplify Home Loans does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced fix & flip lending when we last checked them on 2026-08-07, alongside 5 other advertised product types in this directory. Simplify Home Loans does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Short-term interest-only rehab financing with a purchase advance plus a construction holdback drawn on inspection. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 90% LTV, on loan amounts between $75K and $3M. Accepted documentation typically includes no ratio, asset only, with investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Simplify Home Loans's own matrix — pull the current guideline from the lender before you quote.

Simplify Home Loans fix & flip questions brokers ask

Does Simplify Home Loans offer fix & flip loans to mortgage brokers?

Yes. Simplify Home Loans's public broker materials referenced fix & flip lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Simplify Home Loans, not by this directory — start at its simplify home loans broker portal and confirm current requirements.

What FICO and LTV should I expect on a fix & flip file at Simplify Home Loans?

Simplify Home Loans does not publish its fix & flip matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 90% LTV. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to fix & flip lending?

In the wholesale channel this product is generally written between $75K and $3M, using no ratio, asset only documentation on investment property occupancy. Simplify Home Loans may sit tighter or looser than that range on any single field.

Where do I get Simplify Home Loans's actual fix & flip guidelines?

From Simplify Home Loans directly — its simplify home loans broker portal is linked in every source column on this page. Simplify Home Loans does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Simplify Home Loans advertises

Other lenders with fix & flip programs

Simplify Home Loans lender profile · All Fix & Flip wholesale lenders · Program search · Wholesale lender rankings