Socotra Capital ITIN Program

Socotra Capital ITIN wholesale program

Socotra Capital (Not published by the lender) advertises ITIN lending to mortgage brokers. Last checked 2026-08-07.

Field-level sources and last-checked dates

Program offered to brokers: Socotra Capital advertises ITIN lending on its public broker materials — source: Socotra Capital broker portal, checked 2026-08-07 (lender published, confidence high)
Headquarters: Not published by the lender — source: Socotra Capital broker portal, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: Socotra Capital broker portal, checked 2026-08-07 (lender published, confidence medium)
Typical minimum FICO: No U.S. score required for this product type — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum LTV: 80% — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical loan size range: $75K – $1.50M — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum DTI: 50% — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Documentation types: Full doc, Bank statement — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Borrower profiles: ITIN borrower, Self-employed — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Occupancy: Primary residence, Investment property — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Property types: Single family, Warrantable condo, 2-4 unit — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
How the product is structured: Qualification using an Individual Taxpayer Identification Number with alternative credit references in place of a traditional score. — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Socotra Capital does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced itin lending when we last checked them on 2026-08-07, alongside 3 other advertised product types in this directory. Socotra Capital does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Qualification using an Individual Taxpayer Identification Number with alternative credit references in place of a traditional score. In the wholesale channel this product type is commonly written from a no minimum credit score up to 80% LTV, on loan amounts between $75K and $1.50M, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Socotra Capital's own matrix — pull the current guideline from the lender before you quote.

Socotra Capital itin questions brokers ask

Does Socotra Capital offer itin loans to mortgage brokers?

Yes. Socotra Capital's public broker materials referenced itin lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Socotra Capital, not by this directory — start at its socotra capital broker portal and confirm current requirements.

What FICO and LTV should I expect on a itin file at Socotra Capital?

Socotra Capital does not publish its itin matrix on a public page, so this profile shows the channel-typical structure instead: no minimum credit score and leverage up to 80% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to itin lending?

In the wholesale channel this product is generally written between $75K and $1.50M, using full doc, bank statement documentation on primary residence, investment property occupancy. Socotra Capital may sit tighter or looser than that range on any single field.

Where do I get Socotra Capital's actual itin guidelines?

From Socotra Capital directly — its socotra capital broker portal is linked in every source column on this page. Socotra Capital does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Socotra Capital advertises

Other lenders with itin programs

Socotra Capital lender profile · All ITIN wholesale lenders · Program search · Wholesale lender rankings