Pacific Residential Mortgage Manufactured Housing Program

Pacific Residential Mortgage manufactured housing wholesale program for brokers: channel-typical FICO, LTV and loan size, each field source-linked and dated.

Pacific Residential Mortgage Manufactured Housing wholesale program

Pacific Residential Mortgage (Lake Oswego, OR) advertises Manufactured Housing lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Pacific Residential Mortgage is headquartered in Lake Oswego, OR and publishes a publishes a multi-state broker footprint broker footprint. Its public broker materials referenced manufactured housing lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. Pacific Residential Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Financing on manufactured and modular homes titled as real property, with foundation and HUD tag requirements. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 95% LTV, on loan amounts between $50K and $750K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, second home occupancy and manufactured property types in scope. Those parameters describe the channel, not Pacific Residential Mortgage's own matrix — pull the current guideline from the lender before you quote.

Pacific Residential Mortgage manufactured housing questions brokers ask

Does Pacific Residential Mortgage offer manufactured housing loans to mortgage brokers?

Yes. Pacific Residential Mortgage's public broker materials referenced manufactured housing lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Pacific Residential Mortgage, not by this directory — start at its pacific residential mortgage official website and confirm current requirements.

What FICO and LTV should I expect on a manufactured housing file at Pacific Residential Mortgage?

Pacific Residential Mortgage does not publish its manufactured housing matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 95% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to manufactured housing lending?

In the wholesale channel this product is generally written between $50K and $750K, using full doc documentation on primary residence, second home occupancy. Pacific Residential Mortgage may sit tighter or looser than that range on any single field.

Where do I get Pacific Residential Mortgage's actual manufactured housing guidelines?

From Pacific Residential Mortgage directly — its pacific residential mortgage official website is linked in every source column on this page. Pacific Residential Mortgage does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Pacific Residential Mortgage advertises

Other lenders with manufactured housing programs

Pacific Residential Mortgage lender profile · All Manufactured Housing wholesale lenders · Program search · Wholesale lender rankings