WestOne Lending non-qm wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
WestOne Lending (Costa Mesa, CA) advertises Non-QM lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
WestOne Lending is headquartered in Costa Mesa, CA and publishes a publishes a multi-state broker footprint broker footprint. Its public broker materials referenced non-qm lending when we last checked them on 2026-07-26, alongside 4 other advertised product types in this directory. WestOne Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Non-agency documentation and credit flexibility priced to risk, commonly with prepayment penalties on investment occupancy. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 90% LTV, on loan amounts between $100K and $4M, with DTI capped near 55%. Accepted documentation typically includes bank statement, 1099 only, p&l only, asset depletion, full doc, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, non-warrantable condo property types in scope. Those parameters describe the channel, not WestOne Lending's own matrix — pull the current guideline from the lender before you quote.
Yes. WestOne Lending's public broker materials referenced non-qm lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by WestOne Lending, not by this directory — start at its westone lending official website and confirm current requirements.
WestOne Lending does not publish its non-qm matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 90% LTV, with DTI to roughly 55%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $100K and $4M, using bank statement, 1099 only, p&l only, asset depletion, full doc documentation on primary residence, second home, investment property occupancy. WestOne Lending may sit tighter or looser than that range on any single field.
From WestOne Lending directly — its westone lending official website is linked in every source column on this page. WestOne Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
WestOne Lending lender profile · All Non-QM wholesale lenders · Program search · Wholesale lender rankings