OCMBC, Inc (Irvine, CA) advertises P&L Only lending to mortgage brokers, ranked #6 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
OCMBC, Inc is headquartered in Irvine, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced p&l only lending when we last checked them on 2026-07-26, alongside 8 other advertised product types in this directory. OCMBC, Inc also has $5.31B in wholesale production reported for 2024, placing it #6 in the ranking we reference.
Income supported by a prepared profit and loss statement, frequently paired with a limited deposit review. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 85% LTV, on loan amounts between $150K and $3M, with DTI capped near 50%. Accepted documentation typically includes p&l only, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not OCMBC, Inc's own matrix — pull the current guideline from the lender before you quote.
OCMBC, Inc's own positioning notes are: Non-QM specialist; ITIN lending. Those are lender-published claims, checked 2026-07-26. What matters on a p&l only submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from OCMBC, Inc directly, and none of them are published here.
Yes. OCMBC, Inc's public broker materials referenced p&l only lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by OCMBC, Inc, not by this directory — start at its ocmbc, inc official website and confirm current requirements.
OCMBC, Inc does not publish its p&l only matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 85% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $150K and $3M, using p&l only documentation on primary residence, second home, investment property occupancy. OCMBC, Inc may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $5.31B for 2024 and placed OCMBC, Inc at #6. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
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