Sterling Bank & Trust (Not published by the lender) advertises Portfolio lending to mortgage brokers. Last checked 2026-08-07.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Sterling Bank & Trust does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced portfolio lending when we last checked them on 2026-08-07, alongside 1 other advertised product type in this directory. Sterling Bank & Trust does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Balance-sheet lending with lender-set guidelines and no agency delivery, commonly used for scenarios agency automated findings decline. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 85% LTV, on loan amounts between $75K and $5M, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, dscr / cash flow, asset depletion, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily, non-warrantable condo, mixed use property types in scope. Those parameters describe the channel, not Sterling Bank & Trust's own matrix — pull the current guideline from the lender before you quote.
Yes. Sterling Bank & Trust's public broker materials referenced portfolio lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Sterling Bank & Trust, not by this directory — start at its sterling bank & trust broker portal and confirm current requirements.
Sterling Bank & Trust does not publish its portfolio matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 85% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $75K and $5M, using full doc, bank statement, dscr / cash flow, asset depletion documentation on primary residence, second home, investment property occupancy. Sterling Bank & Trust may sit tighter or looser than that range on any single field.
From Sterling Bank & Trust directly — its sterling bank & trust broker portal is linked in every source column on this page. Sterling Bank & Trust does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Sterling Bank & Trust lender profile · All Portfolio wholesale lenders · Program search · Wholesale lender rankings