Planet Home Lending VA Program

Planet Home Lending va wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

Planet Home Lending VA wholesale program

Planet Home Lending (Meriden, CT) advertises VA lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Planet Home Lending is headquartered in Meriden, CT and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced va lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. Planet Home Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

VA-guaranteed purchase, cash-out, and IRRRL structures with no monthly mortgage insurance and a funding fee in place of a down payment requirement. In the wholesale channel this product type is commonly written from a 580 minimum FICO up to 100% LTV, on loan amounts between $50K and $1.50M, with DTI capped near 60%. Accepted documentation typically includes full doc, with primary residence occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Planet Home Lending's own matrix — pull the current guideline from the lender before you quote.

Planet Home Lending's own positioning notes are: Renovation and government servicing retained. Those are lender-published claims, checked 2026-07-26. What matters on a va submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from Planet Home Lending directly, and none of them are published here.

Planet Home Lending va questions brokers ask

Does Planet Home Lending offer va loans to mortgage brokers?

Yes. Planet Home Lending's public broker materials referenced va lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Planet Home Lending, not by this directory — start at its planet home lending official website and confirm current requirements.

What FICO and LTV should I expect on a va file at Planet Home Lending?

Planet Home Lending does not publish its va matrix on a public page, so this profile shows the channel-typical structure instead: a 580 minimum score and leverage up to 100% LTV, with DTI to roughly 60%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to va lending?

In the wholesale channel this product is generally written between $50K and $1.50M, using full doc documentation on primary residence occupancy. Planet Home Lending may sit tighter or looser than that range on any single field.

Where do I get Planet Home Lending's actual va guidelines?

From Planet Home Lending directly — its planet home lending official website is linked in every source column on this page. Planet Home Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Planet Home Lending advertises

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