Ruoff Mortgage publishes a retail channel with partner originations in its own public materials, which is the basis for this listing. Those materials reference Jumbo, Reverse Mortgage, Conventional lending (lender-advertised tags: Jumbo, Reverse). Its NMLS ID is 141868. Ruoff Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender.