Washington, D.C. housing market data: median home price, year-over-year appreciation, inventory, months of supply, days on market, affordability, and what it
Washington, D.C. is currently a balanced market. The median sale price sits near $618,000, up 1.1% from a year ago, with roughly 17,695 active listings and 4 months of supply. Homes are going under contract in about 39 days on average.
Washington, D.C.'s median sale price of $618,000 is 47.4% above the $419,300 national median, which places it 5 of 51 states by price level. Year-over-year appreciation of 1.1% ranks 46 of 51, so Washington, D.C. is currently a slower-appreciating state relative to the rest of the country.
Inside the Northeast region, the median state price is $451,000, so Washington, D.C. runs 37.0% richer than its regional peers — the closest comparisons are Massachusetts at $631,000, New Jersey at $549,000, New Hampshire at $512,000, Rhode Island at $486,000. That gap matters for loan sizing: at the same rate, a Washington, D.C. file carries roughly $167,000 more balance than the regional median, which changes qualifying income and the value of a rate-and-term option.
Washington, D.C. statewide numbers hide real spread across its metros. This report tracks 1 Washington, D.C. metro: Washington, D.C. Metro ($611,000, +1.6% YoY). Price a file off the metro your borrower is actually buying in, not the state average.
Washington, D.C. MLO licensing guide · Wholesale lenders serving Washington, D.C.
Washington, D.C. is currently a balanced market. The median sale price sits near $618,000, up 1.1% from a year ago, with roughly 17,695 active listings and 4 months of supply. Homes are going under contract in about 39 days on average.
Affordability remains the binding constraint. At the current national average 30-year fixed rate near 6.42%, the typical payment on a median-priced home in Washington, D.C. runs about $4,038 per month including taxes and insurance, against a median rent near $3,590. That gap is what determines whether purchase conversations in this market start with payment, with price, or with a buydown structure.
Supply is close to balance, with price reductions on about 29% of active listings. Builder incentives are selective, and permits are running near 19,589 annualized units.
For originators, the practical read is this: buyers have negotiating room again, so seller-paid temporary buydowns and closing cost credits are the highest-leverage tools in your kit.
Washington, D.C. currently reads as a balanced market with 4 months of supply. Balanced is generally considered four to six months, so this market is close to balance.
The median sale price is approximately $618,000 as of 7/24/2026, up 1.1% from a year earlier.
No. Median prices are up about 1.1% year over year, though the pace of appreciation has slowed considerably from the 2021 peak.
The typical down payment on a closed transaction is near $83,010, and the resulting payment at the current national average 30-year fixed rate is roughly $4,038 per month including taxes and insurance. Low-down-payment FHA, VA, and conventional 3% options can materially reduce the cash required.
Our directional 12-month range is -0.5% to +2.9% on median price. Confidence is moderate; the rate path is the dominant variable.
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