★ Add LoanOfficer.ai as a preferred source on Google
The FHA-driven increase is a signal for loan officers to sharpen past-client outreach, qualification conversations, and referral relationships around borrower distress.
HousingWire reported on July 29, 2026, that scheduled foreclosure auctions rose in Q2 2026, reaching 71% of their Q1 2020 level and increasing 13% from a year earlier. The report also said FHA-related completed foreclosure auctions rose 47% year over year.
For mortgage professionals, the FHA detail is the part to pay attention to. It does not mean broad panic is warranted, but it does point to more pressure among some government-loan borrowers and a greater need for early, practical borrower conversations before distress reaches the auction stage.