★ Add LoanOfficer.ai as a preferred source on Google
The new Kukun index points lenders and servicers toward renovation-heavy markets where home equity conversations may be more timely.
Kukun’s renovation HELOC index is built around a simple but useful idea for lenders: renovation permits can point to markets where homeowners may be thinking about tapping equity. HousingWire reported on Oct. 21, 2026 that Kukun has mapped renovation hotspots by ZIP code as lenders and servicers look for home equity opportunities.
For producing loan officers, the practical angle is not that a permit equals a loan. It is that ZIP-level renovation activity can help sharpen where to focus HELOC marketing, referral outreach and borrower retention conversations when equity lending is part of the strategy.