A&D Mortgage, LLC 1099 only wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
A&D Mortgage, LLC (Fort Lauderdale, FL) advertises 1099 Only lending to mortgage brokers, ranked #10 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
A&D Mortgage, LLC is headquartered in Fort Lauderdale, FL and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced 1099 only lending when we last checked them on 2026-07-26, alongside 10 other advertised product types in this directory. A&D Mortgage, LLC also has $2.82B in wholesale production reported for 2024, placing it #10 in the ranking we reference.
Qualification from one or two years of 1099 forms with a flat expense factor, avoiding a full tax return review. In the wholesale channel this product type is commonly written from a 640 minimum FICO up to 85% LTV, on loan amounts between $100K and $3M, with DTI capped near 50%. Accepted documentation typically includes 1099 only, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not A&D Mortgage, LLC's own matrix — pull the current guideline from the lender before you quote.
A&D Mortgage, LLC's own positioning notes are: Non-QM at scale; Fast broker turn times. Those are lender-published claims, checked 2026-07-26. What matters on a 1099 only submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from A&D Mortgage, LLC directly, and none of them are published here.
Yes. A&D Mortgage, LLC's public broker materials referenced 1099 only lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by A&D Mortgage, LLC, not by this directory — start at its a&d mortgage, llc broker portal and confirm current requirements.
A&D Mortgage, LLC does not publish its 1099 only matrix on a public page, so this profile shows the channel-typical structure instead: a 640 minimum score and leverage up to 85% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $100K and $3M, using 1099 only documentation on primary residence, second home, investment property occupancy. A&D Mortgage, LLC may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $2.82B for 2024 and placed A&D Mortgage, LLC at #10. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
A&D Mortgage, LLC lender profile · All 1099 Only wholesale lenders · Program search · Wholesale lender rankings