ClearEdge Lending 1099 only wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
ClearEdge Lending (Irvine, CA) advertises 1099 Only lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
ClearEdge Lending is headquartered in Irvine, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced 1099 only lending when we last checked them on 2026-07-26, alongside 5 other advertised product types in this directory. ClearEdge Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Qualification from one or two years of 1099 forms with a flat expense factor, avoiding a full tax return review. In the wholesale channel this product type is commonly written from a 640 minimum FICO up to 85% LTV, on loan amounts between $100K and $3M, with DTI capped near 50%. Accepted documentation typically includes 1099 only, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not ClearEdge Lending's own matrix — pull the current guideline from the lender before you quote.
Yes. ClearEdge Lending's public broker materials referenced 1099 only lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by ClearEdge Lending, not by this directory — start at its clearedge lending official website and confirm current requirements.
ClearEdge Lending does not publish its 1099 only matrix on a public page, so this profile shows the channel-typical structure instead: a 640 minimum score and leverage up to 85% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $100K and $3M, using 1099 only documentation on primary residence, second home, investment property occupancy. ClearEdge Lending may sit tighter or looser than that range on any single field.
From ClearEdge Lending directly — its clearedge lending official website is linked in every source column on this page. ClearEdge Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
ClearEdge Lending lender profile · All 1099 Only wholesale lenders · Program search · Wholesale lender rankings