Newfi Wholesale Bank Statement Program

Newfi Wholesale bank statement wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

Newfi Wholesale Bank Statement wholesale program

Newfi Wholesale (Emeryville, CA) advertises Bank Statement lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Program offered to brokers: Newfi Wholesale advertises Bank Statement lending on its public broker materials — source: Newfi Wholesale official website, checked 2026-07-26 (lender published, confidence high)
Headquarters: Emeryville, CA — source: Newfi Wholesale official website, checked 2026-07-26 (lender published, confidence high)
Broker footprint: Publishes a national broker footprint — source: Newfi Wholesale official website, checked 2026-07-26 (lender published, confidence medium)
Typical minimum FICO: 620 — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum LTV: 90% — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical loan size range: $100K – $3.50M — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Typical maximum DTI: 50% — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Documentation types: Bank statement — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Borrower profiles: Self-employed — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Occupancy: Primary residence, Second home, Investment property — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Property types: Single family, Warrantable condo, 2-4 unit — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
How the product is structured: Income derived from 12 or 24 months of personal or business deposits with an expense factor applied instead of tax returns. — source: Bank Statement channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Newfi Wholesale is headquartered in Emeryville, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced bank statement lending when we last checked them on 2026-07-26, alongside 5 other advertised product types in this directory. Newfi Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Income derived from 12 or 24 months of personal or business deposits with an expense factor applied instead of tax returns. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 90% LTV, on loan amounts between $100K and $3.50M, with DTI capped near 50%. Accepted documentation typically includes bank statement, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Newfi Wholesale's own matrix — pull the current guideline from the lender before you quote.

Newfi Wholesale bank statement questions brokers ask

Does Newfi Wholesale offer bank statement loans to mortgage brokers?

Yes. Newfi Wholesale's public broker materials referenced bank statement lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Newfi Wholesale, not by this directory — start at its newfi wholesale official website and confirm current requirements.

What FICO and LTV should I expect on a bank statement file at Newfi Wholesale?

Newfi Wholesale does not publish its bank statement matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 90% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to bank statement lending?

In the wholesale channel this product is generally written between $100K and $3.50M, using bank statement documentation on primary residence, second home, investment property occupancy. Newfi Wholesale may sit tighter or looser than that range on any single field.

Where do I get Newfi Wholesale's actual bank statement guidelines?

From Newfi Wholesale directly — its newfi wholesale official website is linked in every source column on this page. Newfi Wholesale does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Newfi Wholesale advertises

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