Certain Lending publishes a private-lending channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Ground-Up Construction, DSCR, Fix & Flip and additional lending (lender-advertised tags: Bank Statement, Construction, DSCR, Fix & Flip, Foreign National, Investor). Its NMLS ID is 1716495. Certain Lending does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender.