Certain Lending Foreign National wholesale program
Certain Lending (Not published by the lender) advertises Foreign National lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: Certain Lending advertises Foreign National lending on its public broker materials — source: Certain Lending official website, checked 2026-08-07 (lender published, confidence high)
Headquarters: Not published by the lender — source: Certain Lending official website, checked 2026-08-07 (lender published, confidence high)
Broker footprint: Broker footprint not published by the lender — source: Certain Lending official website, checked 2026-08-07 (lender published, confidence medium)
How the product is structured: Financing for non-resident borrowers with no U.S. credit score requirement, usually asset- or cash-flow qualified with higher reserves. — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
Certain Lending does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced foreign national lending when we last checked them on 2026-08-07, alongside 5 other advertised product types in this directory. Certain Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Financing for non-resident borrowers with no U.S. credit score requirement, usually asset- or cash-flow qualified with higher reserves. In the wholesale channel this product type is commonly written from a no minimum credit score up to 75% LTV, on loan amounts between $100K and $3M. Accepted documentation typically includes dscr / cash flow, no ratio, asset only, with second home, investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Certain Lending's own matrix — pull the current guideline from the lender before you quote.
Certain Lending foreign national questions brokers ask
Does Certain Lending offer foreign national loans to mortgage brokers?
Yes. Certain Lending's public broker materials referenced foreign national lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Certain Lending, not by this directory — start at its certain lending official website and confirm current requirements.
What FICO and LTV should I expect on a foreign national file at Certain Lending?
Certain Lending does not publish its foreign national matrix on a public page, so this profile shows the channel-typical structure instead: no minimum credit score and leverage up to 75% LTV. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to foreign national lending?
In the wholesale channel this product is generally written between $100K and $3M, using dscr / cash flow, no ratio, asset only documentation on second home, investment property occupancy. Certain Lending may sit tighter or looser than that range on any single field.
Where do I get Certain Lending's actual foreign national guidelines?
From Certain Lending directly — its certain lending official website is linked in every source column on this page. Certain Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.