Foreign National Wholesale Lenders for Brokers

33 wholesale lenders that advertise foreign national programs to mortgage brokers. Source-linked profiles, headquarters, and last-checked dates.

Financing for non-resident borrowers without U.S. credit or income documentation. 33 lenders in this directory advertise Foreign National programs to brokers.

Lenders

• OCMBC, Inc — OCMBC is the parent of several broker-facing non-QM brands and reports 83% of production through wholesale. Its shelf leans heavily on alternative-documentation and investor products. View OCMBC, Inc foreign national guidelines
• Acra Lending — Acra Lending is a dedicated non-QM and business-purpose lender serving brokers and correspondents, with 85% of reported production in the wholesale channel. View Acra Lending foreign national guidelines
• A&D Mortgage, LLC — A&D Mortgage is a broker-channel non-QM leader that also carries agency and government products. The ranking shows 90% of its production originating through wholesale. View A&D Mortgage, LLC foreign national guidelines
• Change Lending — Change Lending is a CDFI-certified lender whose broker channel focuses on borrowers underserved by agency guidelines, including self-employed and ITIN borrowers. View Change Lending foreign national guidelines
• FundLoans — FundLoans is a wholesale-only lender concentrated on large-balance non-QM. Its low unit count against high volume reflects an average loan size well above the market. View FundLoans foreign national guidelines

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• Angel Oak Mortgage Solutions — Angel Oak Mortgage Solutions is a wholesale non-QM lender whose shelf is built around bank statement, asset qualifier, DSCR, and credit-event products. View Angel Oak Mortgage Solutions foreign national guidelines
• Deephaven Mortgage — Deephaven is a dedicated non-QM lender serving brokers and correspondents, with expanded-prime, alternative-documentation, and investor DSCR products. View Deephaven Mortgage foreign national guidelines
• Verus Mortgage Capital — Verus Mortgage Capital is a non-QM investor that buys expanded-credit and investor loans from originators, and is a common takeout behind broker-channel non-QM programs. View Verus Mortgage Capital foreign national guidelines
• LoanStream Mortgage — LoanStream Mortgage is a wholesale lender pairing agency and government products with its NanQ non-QM series for self-employed, investor, and foreign national borrowers. View LoanStream Mortgage foreign national guidelines
• HomeXpress Mortgage — HomeXpress Mortgage is a wholesale non-QM lender focused on self-employed, investor, and recent-credit-event borrowers. View HomeXpress Mortgage foreign national guidelines
• Champions Funding — Champions Funding is a CDFI-certified wholesale non-QM lender serving self-employed, investor, and underserved borrower segments through brokers. View Champions Funding foreign national guidelines
• Logan Finance — Logan Finance is a wholesale non-QM lender known for scenario-desk underwriting on alternative-documentation and investor loans. View Logan Finance foreign national guidelines
• Oaktree Funding — Oaktree Funding is a wholesale non-QM lender with alternative-documentation, investor, and foreign national programs. View Oaktree Funding foreign national guidelines
• Luxury Mortgage Corp — Luxury Mortgage's wholesale channel is built around jumbo and its Simple Access non-QM series for self-employed and investor borrowers. View Luxury Mortgage Corp foreign national guidelines
• Excelerate Capital — Excelerate Capital is a wholesale lender specializing in non-QM and foreign national financing. View Excelerate Capital foreign national guidelines
• Foundation Mortgage — Foundation Mortgage is a Florida-based portfolio lender with a long-running foreign national and non-QM niche. View Foundation Mortgage foreign national guidelines
• Temple View Capital — Temple View Capital is a business-purpose lender with rehab, bridge, construction, and DSCR products including foreign national eligibility. View Temple View Capital foreign national guidelines
• Hometown Equity Mortgage (HEM) — Hometown Equity Mortgage is a wholesale non-QM lender with residential investor, foreign national, and small commercial products. View Hometown Equity Mortgage (HEM) foreign national guidelines
• NQM Funding — NQM Funding is a wholesale non-QM lender covering alternative documentation, investor DSCR, foreign national, and ITIN scenarios. View NQM Funding foreign national guidelines
• Mega Capital Funding — Mega Capital Funding is a wholesale lender offering agency, jumbo, and non-QM products including foreign national financing. View Mega Capital Funding foreign national guidelines
• GreenBox Loans — GreenBox Loans is a wholesale non-QM lender with programs for self-employed, ITIN, and foreign national borrowers. View GreenBox Loans foreign national guidelines
• Alma Bank — Alma Bank is a New York community bank with portfolio mixed-use and commercial lending used by brokers on non-conforming metro scenarios. View Alma Bank foreign national guidelines
• LendSure Mortgage Corp. — LendSure Mortgage Corp. is a wholesale non-QM lender whose broker shelf covers bank statement, DSCR, foreign national, and expanded-credit scenarios. View LendSure Mortgage Corp. foreign national guidelines
• Citadel Servicing Corporation — Citadel Servicing Corporation is the legacy non-QM originator now operating under the Acra Lending brand, historically one of the earliest broker-channel non-QM shelves. View Citadel Servicing Corporation foreign national guidelines
• Allied Mortgage Group — Allied Mortgage Group publishes a TPO channel spanning agency and Non-QM products in its own public materials, which is the basis for this listing. Those materials reference Foreign National, HELOC, Jumbo, Reverse Mortgage and additional lending (lender-advertised tags: Foreign National, HELOC, Jumbo, Reverse). Its NMLS ID is 1067. Allied Mortgage Group does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Allied Mortgage Group foreign national guidelines
• Capital Fund I — Capital Fund I publishes a private fix-and-flip lending channel in its own public materials, which is the basis for this listing. Those materials reference Bridge, Ground-Up Construction, DSCR, Fix & Flip and additional lending (lender-advertised tags: Bridge, Construction, DSCR, Fix & Flip, Foreign National, Investor). Its NMLS ID is 396288. Capital Fund I does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Capital Fund I foreign national guidelines
• Emigrant Mortgage — Emigrant Mortgage publishes a portfolio lending channel in its own public materials, which is the basis for this listing. Those materials reference Foreign National, Jumbo, Portfolio lending (lender-advertised tags: Foreign National, Jumbo). Its NMLS ID is 607759. Emigrant Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Emigrant Mortgage foreign national guidelines
• HomeSpring Mortgage — HomeSpring Mortgage publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Ground-Up Construction, Foreign National, Jumbo and additional lending (lender-advertised tags: Bank Statement, Construction, Foreign National, Jumbo, Non-QM). Its NMLS ID is 1616162. HomeSpring Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View HomeSpring Mortgage foreign national guidelines
• LendSure Mortgage Corp — LendSure Mortgage Corp publishes a Non-QM wholesale channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Bridge, Ground-Up Construction, Conventional and additional lending (lender-advertised tags: Bank Statement, Bridge, Construction, Conventional, DSCR, Fix & Flip, Foreign National, ITIN, Jumbo, Non-QM). Its NMLS ID is 1326437. LendSure Mortgage Corp does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View LendSure Mortgage Corp foreign national guidelines
• Lendz Financial — Lendz Financial publishes a Non-QM wholesale channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, DSCR, Foreign National, Jumbo and additional lending (lender-advertised tags: Bank Statement, DSCR, Foreign National, Jumbo, Non-QM). Its NMLS ID is 1891964. Lendz Financial does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Lendz Financial foreign national guidelines
• Ridge Lending Group — Ridge Lending Group publishes an investor lending channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Bridge, DSCR, FHA and additional lending (lender-advertised tags: Bank Statement, Bridge, DSCR, FHA, Foreign National, HELOC, Non-QM, USDA, VA). Its NMLS ID is 42056. Ridge Lending Group does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Ridge Lending Group foreign national guidelines
• Certain Lending — Certain Lending publishes a private-lending channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Ground-Up Construction, DSCR, Fix & Flip and additional lending (lender-advertised tags: Bank Statement, Construction, DSCR, Fix & Flip, Foreign National, Investor). Its NMLS ID is 1716495. Certain Lending does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Certain Lending foreign national guidelines
• Milestone Mortgage Solutions — Milestone Mortgage Solutions publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference FHA, Fix & Flip, Foreign National, Jumbo and additional lending (lender-advertised tags: FHA, Fix & Flip, Foreign National, Jumbo, USDA). Its NMLS ID is 1845221. Milestone Mortgage Solutions does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Milestone Mortgage Solutions foreign national guidelines

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