NQM Funding Foreign National Program

NQM Funding foreign national wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

NQM Funding Foreign National wholesale program

NQM Funding (Fairfield, NJ) advertises Foreign National lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

• Program offered to brokers: NQM Funding advertises Foreign National lending on its public broker materials — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence high)
• Headquarters: Fairfield, NJ — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence high)
• Broker footprint: Publishes a national broker footprint — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence medium)
• Typical minimum FICO: No U.S. score required for this product type — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Typical maximum LTV: 75% — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Typical loan size range: $100K – $3M — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Documentation types: DSCR / cash flow, No ratio, Asset only — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Borrower profiles: Foreign national, Real estate investor — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Occupancy: Second home, Investment property — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Property types: Single family, Warrantable condo, 2-4 unit, 5+ unit / multifamily — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• How the product is structured: Financing for non-resident borrowers with no U.S. credit score requirement, usually asset- or cash-flow qualified with higher reserves. — source: Foreign National channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

NQM Funding is headquartered in Fairfield, NJ and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced foreign national lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. NQM Funding does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Financing for non-resident borrowers with no U.S. credit score requirement, usually asset- or cash-flow qualified with higher reserves. In the wholesale channel this product type is commonly written from a no minimum credit score up to 75% LTV, on loan amounts between $100K and $3M. Accepted documentation typically includes dscr / cash flow, no ratio, asset only, with second home, investment property occupancy and single family, warrantable condo, 2-4 unit, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not NQM Funding's own matrix — pull the current guideline from the lender before you quote.

NQM Funding foreign national questions brokers ask

Does NQM Funding offer foreign national loans to mortgage brokers?

Yes. NQM Funding's public broker materials referenced foreign national lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by NQM Funding, not by this directory — start at its nqm funding official website and confirm current requirements.

What FICO and LTV should I expect on a foreign national file at NQM Funding?

NQM Funding does not publish its foreign national matrix on a public page, so this profile shows the channel-typical structure instead: no minimum credit score and leverage up to 75% LTV. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to foreign national lending?

In the wholesale channel this product is generally written between $100K and $3M, using dscr / cash flow, no ratio, asset only documentation on second home, investment property occupancy. NQM Funding may sit tighter or looser than that range on any single field.

Where do I get NQM Funding's actual foreign national guidelines?

From NQM Funding directly — its nqm funding official website is linked in every source column on this page. NQM Funding does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs NQM Funding advertises

• NQM Funding non-qm program
• NQM Funding dscr program
• NQM Funding bank statement program
• NQM Funding asset depletion program
• NQM Funding 1099 only program
• NQM Funding itin program
• NQM Funding jumbo program

Other lenders with foreign national programs

• OCMBC, Inc foreign national program
• Acra Lending foreign national program
• A&D Mortgage, LLC foreign national program
• Change Lending foreign national program
• FundLoans foreign national program
• Alma Bank foreign national program
• Angel Oak Mortgage Solutions foreign national program
• Champions Funding foreign national program

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