NQM Funding ITIN Program

NQM Funding itin wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

NQM Funding ITIN wholesale program

NQM Funding (Fairfield, NJ) advertises ITIN lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

• Program offered to brokers: NQM Funding advertises ITIN lending on its public broker materials — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence high)
• Headquarters: Fairfield, NJ — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence high)
• Broker footprint: Publishes a national broker footprint — source: NQM Funding official website, checked 2026-07-26 (lender published, confidence medium)
• Typical minimum FICO: No U.S. score required for this product type — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Typical maximum LTV: 80% — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Typical loan size range: $75K – $1.50M — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Typical maximum DTI: 50% — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Documentation types: Full doc, Bank statement — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Borrower profiles: ITIN borrower, Self-employed — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Occupancy: Primary residence, Investment property — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• Property types: Single family, Warrantable condo, 2-4 unit — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
• How the product is structured: Qualification using an Individual Taxpayer Identification Number with alternative credit references in place of a traditional score. — source: ITIN channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

NQM Funding is headquartered in Fairfield, NJ and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced itin lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. NQM Funding does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Qualification using an Individual Taxpayer Identification Number with alternative credit references in place of a traditional score. In the wholesale channel this product type is commonly written from a no minimum credit score up to 80% LTV, on loan amounts between $75K and $1.50M, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not NQM Funding's own matrix — pull the current guideline from the lender before you quote.

NQM Funding itin questions brokers ask

Does NQM Funding offer itin loans to mortgage brokers?

Yes. NQM Funding's public broker materials referenced itin lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by NQM Funding, not by this directory — start at its nqm funding official website and confirm current requirements.

What FICO and LTV should I expect on a itin file at NQM Funding?

NQM Funding does not publish its itin matrix on a public page, so this profile shows the channel-typical structure instead: no minimum credit score and leverage up to 80% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to itin lending?

In the wholesale channel this product is generally written between $75K and $1.50M, using full doc, bank statement documentation on primary residence, investment property occupancy. NQM Funding may sit tighter or looser than that range on any single field.

Where do I get NQM Funding's actual itin guidelines?

From NQM Funding directly — its nqm funding official website is linked in every source column on this page. NQM Funding does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs NQM Funding advertises

• NQM Funding non-qm program
• NQM Funding dscr program
• NQM Funding bank statement program
• NQM Funding asset depletion program
• NQM Funding 1099 only program
• NQM Funding foreign national program
• NQM Funding jumbo program

Other lenders with itin programs

• OCMBC, Inc itin program
• A&D Mortgage, LLC itin program
• Change Lending itin program
• First National Bank of America itin program
• AmWest Funding itin program
• Champions Funding itin program
• Foundation Mortgage itin program
• GreenBox Loans itin program

NQM Funding lender profile · All ITIN wholesale lenders · Program search · Wholesale lender rankings