Hometown Equity Mortgage (HEM) itin wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
Hometown Equity Mortgage (HEM) (Chesterfield, MO) advertises ITIN lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
Hometown Equity Mortgage (HEM) is headquartered in Chesterfield, MO and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced itin lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. Hometown Equity Mortgage (HEM) does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Qualification using an Individual Taxpayer Identification Number with alternative credit references in place of a traditional score. In the wholesale channel this product type is commonly written from a no minimum credit score up to 80% LTV, on loan amounts between $75K and $1.50M, with DTI capped near 50%. Accepted documentation typically includes full doc, bank statement, with primary residence, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not Hometown Equity Mortgage (HEM)'s own matrix — pull the current guideline from the lender before you quote.
Yes. Hometown Equity Mortgage (HEM)'s public broker materials referenced itin lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Hometown Equity Mortgage (HEM), not by this directory — start at its hometown equity mortgage (hem) official website and confirm current requirements.
Hometown Equity Mortgage (HEM) does not publish its itin matrix on a public page, so this profile shows the channel-typical structure instead: no minimum credit score and leverage up to 80% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $75K and $1.50M, using full doc, bank statement documentation on primary residence, investment property occupancy. Hometown Equity Mortgage (HEM) may sit tighter or looser than that range on any single field.
From Hometown Equity Mortgage (HEM) directly — its hometown equity mortgage (hem) official website is linked in every source column on this page. Hometown Equity Mortgage (HEM) does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Hometown Equity Mortgage (HEM) lender profile · All ITIN wholesale lenders · Program search · Wholesale lender rankings