Hometown Equity Mortgage (HEM) Mixed Use Program

Hometown Equity Mortgage (HEM) mixed use wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

Hometown Equity Mortgage (HEM) Mixed Use wholesale program

Hometown Equity Mortgage (HEM) (Chesterfield, MO) advertises Mixed Use lending to mortgage brokers. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

Hometown Equity Mortgage (HEM) is headquartered in Chesterfield, MO and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced mixed use lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. Hometown Equity Mortgage (HEM) does not publish a comparable wholesale-only production figure, so no volume is shown on this page.

Properties combining residential units with commercial space, typically limited by the percentage of commercial square footage. In the wholesale channel this product type is commonly written from a 660 minimum FICO up to 75% LTV, on loan amounts between $100K and $5M. Accepted documentation typically includes dscr / cash flow, no ratio, full doc, with investment property occupancy and mixed use, 5+ unit / multifamily property types in scope. Those parameters describe the channel, not Hometown Equity Mortgage (HEM)'s own matrix — pull the current guideline from the lender before you quote.

Hometown Equity Mortgage (HEM) mixed use questions brokers ask

Does Hometown Equity Mortgage (HEM) offer mixed use loans to mortgage brokers?

Yes. Hometown Equity Mortgage (HEM)'s public broker materials referenced mixed use lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by Hometown Equity Mortgage (HEM), not by this directory — start at its hometown equity mortgage (hem) official website and confirm current requirements.

What FICO and LTV should I expect on a mixed use file at Hometown Equity Mortgage (HEM)?

Hometown Equity Mortgage (HEM) does not publish its mixed use matrix on a public page, so this profile shows the channel-typical structure instead: a 660 minimum score and leverage up to 75% LTV. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to mixed use lending?

In the wholesale channel this product is generally written between $100K and $5M, using dscr / cash flow, no ratio, full doc documentation on investment property occupancy. Hometown Equity Mortgage (HEM) may sit tighter or looser than that range on any single field.

Where do I get Hometown Equity Mortgage (HEM)'s actual mixed use guidelines?

From Hometown Equity Mortgage (HEM) directly — its hometown equity mortgage (hem) official website is linked in every source column on this page. Hometown Equity Mortgage (HEM) does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.

Other programs Hometown Equity Mortgage (HEM) advertises

Other lenders with mixed use programs

Hometown Equity Mortgage (HEM) lender profile · All Mixed Use wholesale lenders · Program search · Wholesale lender rankings