HELOC Wholesale Lenders for Brokers

37 wholesale lenders that advertise heloc programs to mortgage brokers. Source-linked profiles, headquarters, and last-checked dates.

Revolving second-lien lines of credit against home equity. 37 lenders in this directory advertise HELOC programs to brokers.

Lenders

• United Wholesale Mortgage — UWM originates exclusively through independent mortgage brokers, so its total company production is also its wholesale production. Public 2024 disclosures put it at roughly $139.7 billion across 366,078 originations — a figure drawn from HMDA and company reporting rather than the Scotsman Guide wholesale survey, and therefore not directly comparable to the wholesale-only figures below. View United Wholesale Mortgage heloc guidelines
• Rocket Pro TPO — Rocket Pro TPO is Rocket Mortgage's partner channel for brokers and non-delegated correspondents. Rocket produced approximately $97.6 billion across 361,071 originations in 2024 across all channels; Rocket does not publish a wholesale-only breakout, so the company total is shown and labeled as all-channel. View Rocket Pro TPO heloc guidelines
• CMG Home Loans — CMG is a multi-channel lender whose wholesale division gives brokers access to agency, government, and proprietary products including its All In One offset mortgage and second-lien shelf. View CMG Home Loans heloc guidelines
• Spring EQ Wholesale — Spring EQ's wholesale channel is dedicated to second liens and HELOCs, letting brokers serve equity needs without touching a low first-lien rate. View Spring EQ Wholesale heloc guidelines
• Symmetry Lending — Symmetry Lending is a HELOC-only wholesale lender frequently used for piggyback seconds behind purchase transactions. View Symmetry Lending heloc guidelines
• Figure Lending — Figure offers a technology-driven HELOC product distributed in part through partner and broker channels. View Figure Lending heloc guidelines
• The Loan Store — The Loan Store is a broker-only wholesale lender with an agency and government core plus HELOC and closed-end second products. View The Loan Store heloc guidelines
• MiLEND — MiLEND originates agency, government, and home equity products, including debt-consolidation second liens. View MiLEND heloc guidelines
• Homepoint successor — The Loan Store partnership — After Home Point Capital exited wholesale, its broker relationships were largely redirected to The Loan Store. Listed here so brokers searching for Homepoint find the current destination. View Homepoint successor — The Loan Store partnership heloc guidelines
• Quorum Federal Credit Union — Quorum FCU offers portfolio mortgage and HELOC products including scenarios such as non-warrantable condos, through partner channels. View Quorum Federal Credit Union heloc guidelines
• Third Federal Savings & Loan — Third Federal is a portfolio thrift known for competitive home equity lines and fixed second mortgages. View Third Federal Savings & Loan heloc guidelines
• Lake Michigan Credit Union Wholesale — Lake Michigan Credit Union's wholesale channel gives brokers access to credit-union jumbo and portfolio products with balance-sheet flexibility. View Lake Michigan Credit Union Wholesale heloc guidelines
• Huntington Wholesale Mortgage — Huntington Bank's wholesale mortgage channel gives brokers in its Midwest footprint access to bank agency and portfolio products. View Huntington Wholesale Mortgage heloc guidelines
• Allied Mortgage Group — Allied Mortgage Group publishes a TPO channel spanning agency and Non-QM products in its own public materials, which is the basis for this listing. Those materials reference Foreign National, HELOC, Jumbo, Reverse Mortgage and additional lending (lender-advertised tags: Foreign National, HELOC, Jumbo, Reverse). Its NMLS ID is 1067. Allied Mortgage Group does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Allied Mortgage Group heloc guidelines
• Associated Bank Wholesale — Associated Bank Wholesale publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference Ground-Up Construction, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: Construction, FHA, HELOC, Jumbo, VA). Associated Bank Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Associated Bank Wholesale heloc guidelines
• Evergreen Home Loans — Evergreen Home Loans publishes an agency-focused broker channel in its own public materials, which is the basis for this listing. Those materials reference Ground-Up Construction, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: Construction, FHA, HELOC, Jumbo, USDA). Its NMLS ID is 3182. Evergreen Home Loans does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Evergreen Home Loans heloc guidelines
• NewFed Mortgage — NewFed Mortgage publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Bridge, Conventional, FHA, HELOC and additional lending (lender-advertised tags: Bridge, Conventional, FHA, HELOC, Jumbo, Reverse, USDA, VA). Its NMLS ID is 1881. NewFed Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View NewFed Mortgage heloc guidelines
• Pinnacle Bank — Pinnacle Bank publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, Portfolio lending (lender-advertised tags: HELOC). Pinnacle Bank does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Pinnacle Bank heloc guidelines
• Rate (Guaranteed Rate) Wholesale — Rate (Guaranteed Rate) Wholesale publishes an agency-focused TPO channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, Conventional lending (lender-advertised tags: HELOC). Its NMLS ID is 2611. Rate (Guaranteed Rate) Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Rate (Guaranteed Rate) Wholesale heloc guidelines
• Ridge Lending Group — Ridge Lending Group publishes an investor lending channel in its own public materials, which is the basis for this listing. Those materials reference Bank Statement, Bridge, DSCR, FHA and additional lending (lender-advertised tags: Bank Statement, Bridge, DSCR, FHA, Foreign National, HELOC, Non-QM, USDA, VA). Its NMLS ID is 42056. Ridge Lending Group does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Ridge Lending Group heloc guidelines
• Seattle Bank — Seattle Bank publishes a bank TPO channel weighted toward jumbo lending in its own public materials, which is the basis for this listing. Those materials reference Bridge, HELOC, Portfolio, Jumbo lending (lender-advertised tags: Bridge, HELOC). Its NMLS ID is 493963. Seattle Bank does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Seattle Bank heloc guidelines
• Skyline Home Loans — Skyline Home Loans publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference FHA, HELOC, Jumbo, Reverse Mortgage and additional lending (lender-advertised tags: FHA, HELOC, Jumbo, Reverse, VA). Its NMLS ID is 1124061. Skyline Home Loans does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Skyline Home Loans heloc guidelines
• Summit Funding — Summit Funding publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Ground-Up Construction, Conventional, HELOC lending (lender-advertised tags: Construction, DPA, HELOC). Summit Funding does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Summit Funding heloc guidelines
• Synergy One Lending — Synergy One Lending publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: Conventional, FHA, HELOC, Jumbo, USDA, VA). Its NMLS ID is 1907235. Synergy One Lending does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Synergy One Lending heloc guidelines
• US Bank Correspondent — US Bank Correspondent publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, Portfolio lending (lender-advertised tags: HELOC). US Bank Correspondent does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View US Bank Correspondent heloc guidelines
• United Community Bank — United Community Bank publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, HELOC, USDA, Portfolio lending (lender-advertised tags: DPA, HELOC, USDA). Its NMLS ID is 421841. United Community Bank does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View United Community Bank heloc guidelines
• Waterstone Mortgage — Waterstone Mortgage publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference Ground-Up Construction, FHA, HELOC, Reverse Mortgage and additional lending (lender-advertised tags: Construction, FHA, HELOC, Reverse). Its NMLS ID is 186434. Waterstone Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Waterstone Mortgage heloc guidelines
• Arizona Central Credit Union — Arizona Central Credit Union publishes a credit-union wholesale channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, HELOC, Portfolio lending (lender-advertised tags: DPA, HELOC). Its NMLS ID is 485260. Arizona Central Credit Union does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Arizona Central Credit Union heloc guidelines
• Better Mortgage — Better Mortgage publishes a technology-led lending channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, VA, Conventional lending (lender-advertised tags: HELOC, VA). Its NMLS ID is 330511. Better Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Better Mortgage heloc guidelines
• Geneva Financial — Geneva Financial publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: Conventional, DPA, FHA, HELOC, Jumbo, Reverse, USDA, VA). Its NMLS ID is 42056. Geneva Financial does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Geneva Financial heloc guidelines
• Gershman Mortgage — Gershman Mortgage publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: Conventional, FHA, HELOC, Jumbo, USDA, VA). Its NMLS ID is 138063. Gershman Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Gershman Mortgage heloc guidelines
• New American Funding — New American Funding publishes an agency-focused broker channel in its own public materials, which is the basis for this listing. Those materials reference Conventional, FHA, HELOC, Jumbo and additional lending (lender-advertised tags: DPA, FHA, HELOC, Jumbo, Non-QM, Reverse, USDA). Its NMLS ID is 6606. New American Funding does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View New American Funding heloc guidelines
• Security National Financial — Security National Financial publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, Conventional lending (lender-advertised tags: HELOC). Its NMLS ID is 3116. Security National Financial does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Security National Financial heloc guidelines
• Shore United Bank — Shore United Bank publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference Bridge, HELOC, Jumbo, Portfolio lending (lender-advertised tags: Bridge, HELOC, Jumbo). Its NMLS ID is 607844. Shore United Bank does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Shore United Bank heloc guidelines
• Simmons Bank — Simmons Bank publishes a bank third-party origination channel in its own public materials, which is the basis for this listing. Those materials reference Ground-Up Construction, HELOC, Portfolio lending (lender-advertised tags: Construction, HELOC). Simmons Bank does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Simmons Bank heloc guidelines
• Thrive Mortgage — Thrive Mortgage publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference FHA, HELOC, Jumbo, Reverse Mortgage and additional lending (lender-advertised tags: FHA, HELOC, Jumbo, Reverse, VA). Its NMLS ID is 1124061. Thrive Mortgage does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Thrive Mortgage heloc guidelines
• Village Capital & Investment — Village Capital & Investment publishes a wholesale/TPO channel in its own public materials, which is the basis for this listing. Those materials reference FHA, HELOC, Conventional lending (lender-advertised tags: FHA, HELOC). Its NMLS ID is 3317. Village Capital & Investment does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender. View Village Capital & Investment heloc guidelines