Renovation Wholesale Lenders for Brokers

34 wholesale lenders that advertise renovation programs to mortgage brokers. Source-linked profiles, headquarters, and last-checked dates.

203(k), HomeStyle, and CHOICERenovation products that finance repairs at closing. 34 lenders in this directory advertise Renovation programs to brokers.

Lenders

• United Wholesale Mortgage — UWM originates exclusively through independent mortgage brokers, so its total company production is also its wholesale production. Public 2024 disclosures put it at roughly $139.7 billion across 366,078 originations — a figure drawn from HMDA and company reporting rather than the Scotsman Guide wholesale survey, and therefore not directly comparable to the wholesale-only figures below. View United Wholesale Mortgage renovation guidelines
• Rocket Pro TPO — Rocket Pro TPO is Rocket Mortgage's partner channel for brokers and non-delegated correspondents. Rocket produced approximately $97.6 billion across 361,071 originations in 2024 across all channels; Rocket does not publish a wholesale-only breakout, so the company total is shown and labeled as all-channel. View Rocket Pro TPO renovation guidelines
• Pennymac — Pennymac's TPO channel is one of the largest broker outlets in the country, built on agency and government production at scale. Wholesale is a minority share of Pennymac's overall business, which is why its reported wholesale percentage is low relative to broker-only shops. View Pennymac renovation guidelines
• Newrez LLC — Newrez runs wholesale alongside large retail, correspondent, and servicing operations. Brokers get an agency and government core plus the SMART Series of non-QM products. View Newrez LLC renovation guidelines
• Plaza Home Mortgage, Inc. — Plaza Home Mortgage is one of the broadest broker-channel menus in the market — agency, government, jumbo, non-QM, renovation, manufactured housing, and a dedicated reverse mortgage division. View Plaza Home Mortgage, Inc. renovation guidelines
• Paramount Residential Mortgage Group — PRMG operates retail and wholesale side by side, with roughly 45% of reported production in the broker channel. Its niche shelf includes renovation, one-time-close construction, and manufactured housing. View Paramount Residential Mortgage Group renovation guidelines
• CMG Home Loans — CMG is a multi-channel lender whose wholesale division gives brokers access to agency, government, and proprietary products including its All In One offset mortgage and second-lien shelf. View CMG Home Loans renovation guidelines
• First Community Mortgage — First Community Mortgage serves brokers and correspondents with a government-heavy menu, including USDA, manufactured housing, and one-time-close construction products. View First Community Mortgage renovation guidelines
• V.I.P. Mortgage, Inc. — V.I.P. Mortgage and V.I.P. Independent Mortgage operate primarily as retail lenders with a smaller broker channel focused on agency and government purchase business. View V.I.P. Mortgage, Inc. renovation guidelines
• GMFS Mortgage LLC — GMFS Mortgage is a Louisiana-based lender with a broker channel weighted toward government and rural housing products across the Southeast. View GMFS Mortgage LLC renovation guidelines
• Sierra Pacific Mortgage — Sierra Pacific Mortgage's wholesale division offers brokers agency, government, renovation, and one-time-close construction products. View Sierra Pacific Mortgage renovation guidelines
• AFR Wholesale — AFR Wholesale is known among brokers for renovation lending, manufactured housing, and one-time-close construction alongside standard agency and government products. View AFR Wholesale renovation guidelines
• Cardinal Financial — Cardinal Financial's wholesale channel runs on its proprietary Octane platform, with agency, government, and select non-agency products. View Cardinal Financial renovation guidelines
• Flagstar Bank — Flagstar has one of the longest-running bank-owned TPO channels, combining agency and government delivery with bank portfolio jumbo products. View Flagstar Bank renovation guidelines
• Union Home Mortgage — Union Home Mortgage operates retail, wholesale, and correspondent channels with an agency and government core plus renovation products. View Union Home Mortgage renovation guidelines
• Mortgage Equity Partners — Mortgage Equity Partners runs a Northeast-focused wholesale channel with agency, government, and renovation products. View Mortgage Equity Partners renovation guidelines
• First Savings Bank Wholesale — First Savings Bank's TPO division offers brokers government-heavy products including 203(k) renovation and reverse mortgages. View First Savings Bank Wholesale renovation guidelines
• Planet Home Lending — Planet Home Lending operates correspondent and broker channels with agency, government, and renovation products, and retains servicing on much of its production. View Planet Home Lending renovation guidelines
• Supreme Lending — Supreme Lending operates retail and third-party channels with agency, government, renovation, and construction products. View Supreme Lending renovation guidelines
• Prosperity Home Mortgage — Prosperity Home Mortgage is a large lender affiliated with real estate brokerage networks, with agency, government, and jumbo products. View Prosperity Home Mortgage renovation guidelines
• CrossCountry Mortgage Wholesale — CrossCountry Mortgage's third-party channel gives brokers agency, government, jumbo, and non-QM options from a large multi-channel lender. View CrossCountry Mortgage Wholesale renovation guidelines
• Click n' Close — Click n' Close is a wholesale and correspondent lender known for down payment assistance and manufactured housing programs. View Click n' Close renovation guidelines
• Mortgage Solutions Financial — Mortgage Solutions Financial serves brokers with government-heavy lending, including manufactured housing and renovation products. View Mortgage Solutions Financial renovation guidelines
• Guild Mortgage Wholesale — Guild Mortgage operates retail and third-party channels with a deep government, renovation, and manufactured housing product set. View Guild Mortgage Wholesale renovation guidelines
• Movement Mortgage TPO — Movement Mortgage's third-party channel offers brokers agency, government, and construction products from a large purchase-focused lender. View Movement Mortgage TPO renovation guidelines
• Mortgage Financial Services — Mortgage Financial Services offers brokers agency and government products with renovation and one-time-close construction options. View Mortgage Financial Services renovation guidelines
• Towne Mortgage Company TPO — Towne Mortgage's TPO channel serves brokers and mini-correspondents with agency, government, renovation, and manufactured housing programs. View Towne Mortgage Company TPO renovation guidelines
• Gateway First Bank TPO — Gateway First Bank operates a third-party origination channel giving brokers and correspondents bank-backed agency and government products. View Gateway First Bank TPO renovation guidelines
• Freedom Mortgage TPO — Freedom Mortgage's wholesale and correspondent channels are known for government lending depth, particularly VA and FHA streamline refinance business. View Freedom Mortgage TPO renovation guidelines
• REMN Wholesale — REMN Wholesale is a broker-channel lender long associated with same-day underwriting turn times and a deep FHA 203(k) renovation shelf. View REMN Wholesale renovation guidelines
• First Federal Bank TPO — First Federal Bank runs a third-party origination channel pairing agency and government lending with bank specialty programs including manufactured housing. View First Federal Bank TPO renovation guidelines
• Atlantic Bay Mortgage Group Wholesale — Atlantic Bay Mortgage Group offers brokers agency and government products with a Mid-Atlantic and Southeast concentration. View Atlantic Bay Mortgage Group Wholesale renovation guidelines
• Land Home Financial Services Wholesale — Land Home Financial Services runs a wholesale channel with a deep renovation, manufactured housing, and government product shelf. View Land Home Financial Services Wholesale renovation guidelines
• Loan Simple Wholesale — Loan Simple's wholesale channel offers brokers agency, government, and renovation products with a Mountain West concentration. View Loan Simple Wholesale renovation guidelines