First Community Mortgage Renovation Program

First Community Mortgage renovation wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.

First Community Mortgage Renovation wholesale program

First Community Mortgage (Murfreesboro, TN) advertises Renovation lending to mortgage brokers, ranked #17 by reported wholesale volume. Last checked 2026-07-26.

Field-level sources and last-checked dates

Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.

What we can verify about this program

First Community Mortgage is headquartered in Murfreesboro, TN and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced renovation lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. First Community Mortgage also has $1.23B in wholesale production reported for 2024, placing it #17 in the ranking we reference.

203(k), HomeStyle, or CHOICERenovation structures that finance repair costs into the loan against after-improved value. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 96.5% LTV, on loan amounts between $50K and $807K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, investment property occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not First Community Mortgage's own matrix — pull the current guideline from the lender before you quote.

First Community Mortgage's own positioning notes are: Government and rural lending; One-time-close construction. Those are lender-published claims, checked 2026-07-26. What matters on a renovation submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from First Community Mortgage directly, and none of them are published here.

First Community Mortgage renovation questions brokers ask

Does First Community Mortgage offer renovation loans to mortgage brokers?

Yes. First Community Mortgage's public broker materials referenced renovation lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by First Community Mortgage, not by this directory — start at its first community mortgage official website and confirm current requirements.

What FICO and LTV should I expect on a renovation file at First Community Mortgage?

First Community Mortgage does not publish its renovation matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 96.5% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.

What loan amounts and documentation types apply to renovation lending?

In the wholesale channel this product is generally written between $50K and $807K, using full doc documentation on primary residence, investment property occupancy. First Community Mortgage may sit tighter or looser than that range on any single field.

How large is First Community Mortgage in the wholesale channel?

Scotsman Guide Top Wholesale Lenders reported $1.23B for 2024 and placed First Community Mortgage at #17. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.

Other programs First Community Mortgage advertises

Other lenders with renovation programs

First Community Mortgage lender profile · All Renovation wholesale lenders · Program search · Wholesale lender rankings