First Community Mortgage va wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
First Community Mortgage (Murfreesboro, TN) advertises VA lending to mortgage brokers, ranked #17 by reported wholesale volume. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
First Community Mortgage is headquartered in Murfreesboro, TN and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced va lending when we last checked them on 2026-07-26, alongside 7 other advertised product types in this directory. First Community Mortgage also has $1.23B in wholesale production reported for 2024, placing it #17 in the ranking we reference.
VA-guaranteed purchase, cash-out, and IRRRL structures with no monthly mortgage insurance and a funding fee in place of a down payment requirement. In the wholesale channel this product type is commonly written from a 580 minimum FICO up to 100% LTV, on loan amounts between $50K and $1.50M, with DTI capped near 60%. Accepted documentation typically includes full doc, with primary residence occupancy and single family, warrantable condo, 2-4 unit property types in scope. Those parameters describe the channel, not First Community Mortgage's own matrix — pull the current guideline from the lender before you quote.
First Community Mortgage's own positioning notes are: Government and rural lending; One-time-close construction. Those are lender-published claims, checked 2026-07-26. What matters on a va submission is the current rate sheet, the overlay set, and the AE assigned to your shop — all three come from First Community Mortgage directly, and none of them are published here.
Yes. First Community Mortgage's public broker materials referenced va lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by First Community Mortgage, not by this directory — start at its first community mortgage official website and confirm current requirements.
First Community Mortgage does not publish its va matrix on a public page, so this profile shows the channel-typical structure instead: a 580 minimum score and leverage up to 100% LTV, with DTI to roughly 60%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $50K and $1.50M, using full doc documentation on primary residence occupancy. First Community Mortgage may sit tighter or looser than that range on any single field.
Scotsman Guide Top Wholesale Lenders reported $1.23B for 2024 and placed First Community Mortgage at #17. That figure is published by Scotsman Guide; LoanOfficer.ai reproduces it with attribution and does not calculate it.
First Community Mortgage lender profile · All VA wholesale lenders · Program search · Wholesale lender rankings