Rate (Guaranteed Rate) Wholesale publishes an agency-focused TPO channel in its own public materials, which is the basis for this listing. Those materials reference HELOC, Conventional lending (lender-advertised tags: HELOC). Its NMLS ID is 2611. Rate (Guaranteed Rate) Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown here — broker approval, licensing, and current guidelines are decided by the lender.