Rate (Guaranteed Rate) Wholesale Conventional Program
Rate (Guaranteed Rate) Wholesale Conventional wholesale program
Rate (Guaranteed Rate) Wholesale (Not published by the lender) advertises Conventional lending to mortgage brokers. Last checked 2026-08-07.
Field-level sources and last-checked dates
Program offered to brokers: Rate (Guaranteed Rate) Wholesale advertises Conventional lending on its public broker materials — source: Rate (Guaranteed Rate) Wholesale official website, checked 2026-08-07 (lender published, confidence high)
How the product is structured: Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. — source: Conventional channel structure notes — LoanOfficer.ai methodology, checked 2026-07-26 (category guidance, confidence medium)
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
What we can verify about this program
Rate (Guaranteed Rate) Wholesale does not publish a headquarters location in the materials we checked. Broker footprint not published by the lender. Its public broker materials referenced conventional lending when we last checked them on 2026-08-07, alongside 1 other advertised product type in this directory. Rate (Guaranteed Rate) Wholesale does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 97% LTV, on loan amounts between $50K and $807K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, manufactured property types in scope. Those parameters describe the channel, not Rate (Guaranteed Rate) Wholesale's own matrix — pull the current guideline from the lender before you quote.
Does Rate (Guaranteed Rate) Wholesale offer conventional loans to mortgage brokers?
Yes. Rate (Guaranteed Rate) Wholesale's public broker materials referenced conventional lending when we last checked on 2026-08-07. Broker approval and program eligibility are decided by Rate (Guaranteed Rate) Wholesale, not by this directory — start at its rate (guaranteed rate) wholesale official website and confirm current requirements.
What FICO and LTV should I expect on a conventional file at Rate (Guaranteed Rate) Wholesale?
Rate (Guaranteed Rate) Wholesale does not publish its conventional matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 97% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
What loan amounts and documentation types apply to conventional lending?
In the wholesale channel this product is generally written between $50K and $807K, using full doc documentation on primary residence, second home, investment property occupancy. Rate (Guaranteed Rate) Wholesale may sit tighter or looser than that range on any single field.
Where do I get Rate (Guaranteed Rate) Wholesale's actual conventional guidelines?
From Rate (Guaranteed Rate) Wholesale directly — its rate (guaranteed rate) wholesale official website is linked in every source column on this page. Rate (Guaranteed Rate) Wholesale does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
Other programs Rate (Guaranteed Rate) Wholesale advertises