JMAC Lending conventional wholesale program for brokers: channel-typical FICO, LTV, loan size and doc types, every field source-linked and dated.
JMAC Lending (Santa Ana, CA) advertises Conventional lending to mortgage brokers. Last checked 2026-07-26.
Loan parameters shown in search are category-level structural guidance describing how this product type is commonly written in the wholesale channel. They are not the lender's published guidelines and are not a pre-approval. Every result links to the lender's own public broker materials with the date we last checked it — confirm current terms with the lender before quoting.
JMAC Lending is headquartered in Santa Ana, CA and publishes a publishes a national broker footprint broker footprint. Its public broker materials referenced conventional lending when we last checked them on 2026-07-26, alongside 6 other advertised product types in this directory. JMAC Lending does not publish a comparable wholesale-only production figure, so no volume is shown on this page.
Agency-eligible fixed and ARM terms underwritten to Fannie Mae or Freddie Mac automated findings, with loan limits set annually by FHFA. In the wholesale channel this product type is commonly written from a 620 minimum FICO up to 97% LTV, on loan amounts between $50K and $807K, with DTI capped near 50%. Accepted documentation typically includes full doc, with primary residence, second home, investment property occupancy and single family, warrantable condo, 2-4 unit, manufactured property types in scope. Those parameters describe the channel, not JMAC Lending's own matrix — pull the current guideline from the lender before you quote.
Yes. JMAC Lending's public broker materials referenced conventional lending when we last checked on 2026-07-26. Broker approval and program eligibility are decided by JMAC Lending, not by this directory — start at its jmac lending official website and confirm current requirements.
JMAC Lending does not publish its conventional matrix on a public page, so this profile shows the channel-typical structure instead: a 620 minimum score and leverage up to 97% LTV, with DTI to roughly 50%. Treat that as a starting point and verify the live guideline with your account executive.
In the wholesale channel this product is generally written between $50K and $807K, using full doc documentation on primary residence, second home, investment property occupancy. JMAC Lending may sit tighter or looser than that range on any single field.
From JMAC Lending directly — its jmac lending official website is linked in every source column on this page. JMAC Lending does not appear in the published wholesale volume ranking we reference, which is a reporting gap rather than a quality signal.
JMAC Lending lender profile · All Conventional wholesale lenders · Program search · Wholesale lender rankings